yyyyyy x. yyyyyy                      4118 via candidiz #0000 xxxxxx xxxx , xxxx , xxxxx 00000

                                                                                                                                                  xxx-xxx-xxxx

                                                                                                                                               abc@xyz.com

 

objective

productive, quality-oriented business professional eager to contribute exceptional loss mitigation, real estate, reo asset management and special operations skills toward optimizing operations of a progressive organization.

 

career profile

ø  over 12 years of loss mitigation, real estate and financial services experience.

ø  focus on productivity enhancement and meaningful cost control.

ø  best wholesale consultant, class of 2006, best rookie agent, 2005, #1 in sales, 4^th quarter 2005.

ø  record of progression to assignments of increasing authority and responsibility. 

ø  wide-ranging contract sales and closing background.

ø  skilled in policy/procedures and process improvement.

ø  comprehensive grasp of mortgage loan origination and negotiation.

ø  outstanding communications and presentation skills.

ø  expertise in foreclosures and repayment planning.

ø  well-organized multi-tasker with strong detail orientation.

ø  university-level business studies.

 

professional experience

gmac, san diego, ca                                                                                                                2009 - present

real estate & loss mitigation specialist

      list and negotiate offers, process and monitor all contracts and participate in special projects like gift cards.

      develop and implement marketing strategies, evaluate capital expenditures and authorize vehicular repairs.

      execute short sales, provide homeowners with solutions and reduce flow of accounts to foreclosure.

      review accounts for modifications, manage portfolio and coordinate with attorneys to determine actions.

      achieve timely disposition results, participate in policy work and adhere to rating agency account guidelines.

      facilitate loss mitigation, dil, charge-offs, investor meetings and short sales.

      selected for special operations group for poa, cash for keys and gift card campaigns.

 

remax associates, la jolla, ca                                                                                                      2006 - 2009

realtor

      originated mortgage loans and established relationships with brokers, realtors, management and builders.

      advised brokers and borrowers, performed sales presentations and maintained program knowledge.

      trained brokers and employees on existing and new company programs.

 

wachovia mortgage, san diego, ca                                                                                                2006 - 2008

wholesale account manager

      same duties as above-listed position.

 

team metro real estate, san diego, ca                                                                                          2002 - 2006

marketing manager & real estate agent

      assisted clients with purchasing and selling homes, negotiated contracts and performed open houses.

      designed and maintained marketing, setup company internet and computers and coordinated client parties.

 

 

 

 

 

 

yyyyyy x. yyyyyy

page two

 

 

directed electronics, vista, ca                                                                                                        1998 - 2002

human resources generalist & training administrator

      directed recruiting/interviewing applicants.

      facilitated pre-employment screening and wrote offers.

      managed personnel records, tracked temporary employees and ensured company regulatory compliance.

      planned/ organized professional development.

      originated company policies and resolved employee complaints.

      setup and maintained payroll, developed employee benefit policies and administered plan enrollment.

      managed employee benefit billings, oversaw ada issues and addressed performance with management.

 

 

professional affiliations

california department of real estate

san diego association of realtors

 

education

east carolina university, city, state

degree program studies, year of last attendance

 

wilson technical community college, city, state

degree program studies, year of last attendance

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

yyyyyy x. yyyyyy                      4118 via candidiz #0000 xxxxxx xxxx , xxxx , xxxxx 00000

                                                                                                                                                  xxx-xxx-xxxx

                                                                                                                                               abc@xyz.com

 

 

cover letter text

 

date

 

 

 

hiring agent name

title

company name

address

city, state   zip code

 

dear                   :

 

i am currently seeking a challenging career opportunity in an reo asset management/loss mitigation manager capacity and am submitting my resume for your review.  in advance, i thank you for your time and consideration.

 

as demonstrated in the accompanying resume, my professional qualifications include over 12 years of loss mitigation, asset management loan origination and special operations experience.  to complement this background, i possess project management, analytical, problem-solving and team leadership capabilities.  as an employee, you will find me to be an enthusiastic and disciplined team player, committed to supporting you in achieving your objectives through superior performance. 

 

i am confident that i could be a valuable asset to your firm, and look forward to interviewing with you in the near future to further discuss my areas of experience and expertise that would be a contribution to your organization.

 

 

 

 

sincerely,

 

 

 

yyyyyy x. yyyyyy

 

 

 

 

 

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