career profile

 

offer more than 15 years diversified compliance analyst experience with emphasis on administration, operations, regulatory compliance, and risk management.  possess excellent problem solving, analytical, project management, and team leadership skills. desire to obtain a position outside of mortgage industry.

professional experience

 

barclays capital real estate, north highlands/roseville, ca                                     2000-2010

compliance analyst (2007-2010)

     advised homeq business units on current regulatory interpretations and guided them on appropriate procedures during mortgage loan processes.

     cultivated strong business relationships with purchasing companies to streamline support initiatives for resolution of document deficiencies and loan repurchases.

     organized and implemented 18 loan sales due diligence reviews in 10 months.

     conducted research on state and federal tax reporting requirements for 2007-2009 tax years to prepare a detailed matrix of reporting requirements for review by the year-end project team.

     partnered with state regulators and internal department staff to administer state examinations of branch offices within mortgage divisions and review accuracy for exam documentation.

     facilitated development, tailoring, and installation of internal control monitoring programs with corporate trust and employee benefit trust divisions.

     spearheaded staff training initiatives by leading training sessions and providing support to staff utilizing control monitoring systems.

     identified, resolved, and prevented loan servicing issues to drive business development. 

 

portfolio management/analyst (2003-2007)

     oversaw analysis and resolution of loan issues with 3^rd party clients and prior servicers.

     directed corrective actions and administered loan repurchase processes.

 

operations supervisor, loan document and data management (2000-2003)

     led daily operations of 5 staff members to ensure regulatory compliance and optimal productivity.

     performed industry research to resolve document deficiencies, loan retrieval files, file room maintenance, and loan sale repurchases.

 

the money store/tms mortgage, inc., sacramento, ca                                   1996-2000

compliance analyst

     coordinated state examinations by collaborating with state regulators and internal departments to ensure compliance with current federal and state lending laws.

 

bank of america, san francisco, ca                                                                                    1990-1995

compliance officer

     monitored risk controls in the institutional trust and securities services department and implemented new projects to implement controls as needed.

professional development

 

homeq servicing, core servicing training, leadership development program, 2005/2006 leadership development program

cannon financial institute, trust audit and compliance i and ii