career objective                              

results-driven financial sales professional eager to apply dynamic business development, communication, and relationship building skills toward actively supporting the employer in optimizing sales and profits

profile                                                

ø  offer numerous years of progressive mortgage lending experience with expertise in customer service, risk assessment, closing supervision, and regulatory compliance

ø  facilitate client-focused, service-oriented environment vital to maximizing customer satisfaction and retention

ø  depth of knowledge regarding real estate and financial products; strong sales management background

ø  obtain, prepare, and review all relevant documentation to accurately evaluate potential risk; expertly analyze complex financial statements, capital and reserves, property valuation, credit scores, debt and loan-to-value ratios, and cash flow

ø  successfully steer all aspects of daily activity; sharp business acumen and extensive experience performing and supervising administrative, processing, and underwriting functions

ø  effectively identify and capitalize on opportunities to penetrate and develop markets in highly competitive environments; demonstrated ability to succeed despite unstable market conditions

ø  coordinate the timely transfer of funds to closing agents; serve as liaison for attorneys, loan officers, and borrowers

ø  dynamic communication, presentation, negotiation, and relationship management skills

ø  strong practical understanding of underwriting guidelines and regulations; maintain highest ethical standards at all times

~ key achievements ~

• consistently ranked in washington mutual s nationwide top 30 sales specialists
• six-time recipient of washington mutual s annual president s club award
• recognized for achieving top sales throughout three-year tenure at abacus federal savings bank

professional experience                

senior loan officer, jpmorgan chase                                                                                     2008 c 2009

 

senior loan consultant and team leader, washington mutual                                     2001 c 2008

 

senior loan consultant, abacus federal savings bank                                                 1998 c 2001

 

real estate sales agent, block and lot brokerage                                                                   1995 c 1997

 

~ community activity ~

volunteer, insert name of nonprofit org                                                                                         insert date c present

education                                           

insert type of degree (bachelor of arts/bachelor of science), the institute of international relations, insert date

 

 

 

date

 

 

 

hiring agent name

title

company name

address

city/state/zip code

 

dear__________________:

 

i am currently seeking a challenging career opportunity in a insert job title capacity and am submitting my resume for your review.  in advance, thank you for your time and consideration.

 

as demonstrated in the accompanying resume, my professional qualifications include extensive experience in financial and real estate lending.  my dynamic communication skills have consistently proven instrumental in presenting, negotiating and closing major transactions and i am highly effective at identifying and addressing client-specific needs.  i ve routinely been recognized for achieving top sales figures.  to complement this background, i obtained a four-year degree from the institute of international relations in insert location. 

 

as an employee, you will find me to be a driven team player committed to supporting you in achieving your objectives through superior performance.  i am confident that i could be a valuable asset to your firm, and look forward to interviewing with you in the near future.

 

sincerely,

 

 

 

 

yyyyyy x. yyyyyy