detail-oriented, solutions-focused bilingual finance professional eager to contribute proven communication, administration, and analytical abilities toward actively supporting an employer in maximizing profits.
ø drive operational success by contributing profitable negotiations skills, sharp decision-making abilities, solid interpersonal relationship-building techniques, and excellent written and verbal communication talents.
ø demonstrate resourceful multitasking skills within fast-paced, deadline-driven environments, including quickly identifying and resolving daily problems in a proactive manner.
ø exceptional at securing business retention by facilitating intelligent profit objectives and providing outstanding client relations, as well as by actively developing new business opportunities for continued marketplace presence.
ø proficient in microsoft word / excel, lotus notes, as400, edge; willing to learn / master additional programs.
ø licensed notary state of california; holds valid real estate license state of california.
home loan consultant
ø successfully liaised between real estate agents, builders, and consumers to establish and maintain profitable business relationships, including demonstrating a comprehensive knowledge of company products and services to provide effective on-going support and assistance.
ø generated pre-qualifications for potential clients concerning refinance, purchases, and home equity lines of credit / fixed seconds, along with evaluating credit, income, and pre-approval standards in conformance with required financial policies and procedures.
ø gathered detailed information for the processing of loan applications from potential borrowers, as well as obtaining necessary documents required by lenders for loan approval.
lsii / underwriter
ø drove substantial revenue growth by processing / underwriting up to five fixed 2nd / home equity-stand alone, and firsts mortgage loans per day, including evaluating appraisal, title, and credit reports for accuracy.
ø effectively calculated qualifying incomes; confirmed data of clues accept decisions; reviewed all essential loan terms with borrowers; and proficiently cleared loans in accordance with set guidelines.
funding post closing coordinator
ø utilized expert administrative skills to process final documents for signatures, follow up on required signed authorizations, collect post-closing decisions, and obtain underwriter sign-offs prior to funding.
ø obtained and reviewed estimated hud-1 statements, along with acquiring hazard insurance certificates, requesting wire, and initiating phase code 4 funding; shipped timely collateral correspondence and loan files.
ø proactively resolved any deficiencies while performing curative activities on funded loan files.
loan specialist i
ø expertly assisted loan specialist ii with comprehensive processing activities, including resourcefully communicating with borrowers to obtain necessary additional data and preparing files for submission.
ø streamlined organizational processes by proactively ordering third party services, such as appraisals, titles, disaster inspections, and credit supplementation.
nonprime / prime underwriter ii
ø optimized operational efficiency by successfully underwriting prime and non-prime first, seconds, and purchases and traditional loans, along with accurately analyzing comprehensive files received from sellers.
ø efficiently reviewed loan applications and associated paperwork, including verifying that data was complete and met established standards (i.e. credit worthiness, qualifying income), as well as evaluating credit, title, and appraisal reports, and assessing loans for fraud.
ø supported cooperative teamwork by facilitating open communication between sellers and financial personnel necessary toward performing successful closing loan activities while ensuring optimal levels of customer service.
~ additional professional roles held prior to 2001 ~
Remember: Hire Us To Write YOUR New Resume
And We GUARANTEE That If You’re Not Working In 60 Days Or Less,
We’ll Revise Your Resume, Refund Your Money,
AND Give You $50 EXTRA!