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yyyyyy x. yyyyyy 0000 xxxxxx xxxx , xxxx , xxxxx 00000
xxx-xxx-xxxx
abc@xyz.com
objective
exploring career opportunities to utilize ebusiness, finance, it, credit, marketing, project management, supervisory, operations and communications/organizational abilities in a challenging assignment aiding the development and implementation of advanced methodologies for profit enhancement.
career profile
ø m.s., information technology, ebusiness program.
ø mba, finance.
ø b.s., business administration.
ø professional diploma in credit banking.
ø in-depth university research in credit risk management, marketing and finance.
ø over nine years of project management, operations and financial services experience.
ø most recent assignment with american express developing icredit card.
ø record of progression to positions of wide-ranging responsibility and authority.
ø expertise in accurate project estimating/costing.
ø in-depth background in advanced ebusiness initiatives.
ø international experience.
ø knowledgeable in all facets of team development and leadership.
ø expertise in marketing and task prioritization.
ø notable for personal innovation, energy, enthusiasm and motivation.
ø broad understanding of multiple financial service products and marketing techniques.
ø adept in web design and effective usage.
ø skilled at all facets of client relations and relationship management.
ø consistent achiever of organizational objectives.
ø outstanding competence in communications including extensive english language training.
ø ability to work directly with the public and resolve issues in a successful manner.
ø proficient in advanced business software applications including ms office suite.
professional experience
american express 2008
consultant team member
recruited to ebiz consultant team to play pivotal role in developing credit card as electronic device.
helped originate technology/usage scenarios of american express icard.
facilitated msit e-business american express practicum project 2008.
evaluated integration options in product design strategy for icard device.
project explored unprecedented level of personalization for amex members.
independent financial/ebusiness it consultant 2005 - present
planned and launched independent venture to aid small companies.
develop initiatives to move up to required equity and facilitate presentations for mitigating borrowing requirement to local financials.
deliver recommendations aiding clientele to achieve growth and financial objectives.
yyyyyy x. yyyyyy
page two
al-rajhi banking investment co. 1999 - 2006
relationship manager
retained to manage bank relations with middle-size firms.
arranged visits, presentations and follow-up to potential prospects.
aided branch/regional managers in business development.
researched and developed lists of target clients.
evaluated orders of current/expected clients to develop comprehensive credit studies.
collected data from client and internally to develop suitable recommendations.
ensured security/quality of client portfolios, grading portfolios periodically and originated necessary memorandums.
administered accounts with below-average grades and authored reports recommending resolutions.
conducted extensive follow-up to clients to settle eligible payments.
assessed and controlled renewals one month prior to due date.
managed deductions/financing accounts through deduction financing lists increasing withdraw limit.
tracked incoming checks and prepared list of paid deductions to decrease limit.
evaluated and approved memos for granting/renewing loans.
facilitated on-site training for new hires.
education
carnegie mellon university, pittsburgh, pa
msit, ebusiness program, 2008
american university of london, uk
mba, finance concentration, 2004
king abdul aziz university
b.s., business administration, 1999
kent state university, kent, oh
english language, 2006-2007
arab academy for finance science
professional diploma in credit bank, 2005
analytical studies of credit risk management in noncommercial banks
marketing study in customers satisfaction for the financing s department s various finance studies among some companies in jeddah city, saudi arabia
hurdles to ebusiness conference, october 11, 2007, carnegie mellon university.
international conference on electronic commerce. august 19, 2007, minnesota.
heinz leadership conference. april 6, 2008, pennsylvania.
web 2.0 expo conference april 22-25, 2008, california
professional development (complete list provided upon request).
mind leaders
writing java programs, 2007
java programming basics, 2007
skill path seminars
financial statement analysis, 2007
lorman seminars
learn to read and understand balance sheets, income statement and cash flow statements, 2007
yyyyyy x. yyyyyy 0000 xxxxxx xxxx , xxxx , xxxxx 00000
xxx-xxx-xxxx
abc@xyz.com
cover letter text
date
hiring agent name
title
company name
address
city, state zip code
dear :
i am currently seeking a challenging career opportunity in an ebusiness/finance/it capacity and am submitting my resume for your review. in advance, i thank you for your time and consideration.
as demonstrated in the accompanying resume, my professional qualifications include a m.s., information technology, ebusiness program, a mba and over nine years of relevant international business experience. to complement this background, i possess demonstrated expertise in ebusiness, web design/usage, marketing, finance, credit and operations expertise, as well as strong analytical, problem-solving and managerial capabilities. as an employee, you will find me to be an enthusiastic and disciplined team player, committed to supporting you in achieving your objectives through superior performance.
i am confident that i could be a valuable asset, and look forward to interviewing with you in the near future to further discuss my areas of experience and expertise that would be a contribution.
sincerely,
yyyyyy x. yyyyyy
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