Management Executive with extensive lending background eager to contribute operations leadership talents toward supporting a dynamic organization in optimizing bottom-line performance.

 

 

        Adeptly merge solid industry expertise with dynamic communication, relationship-building, negotiating and closing skills toward successfully generating multi-million dollars in commercial lending.

        Extensive experience in personnel management and team building; motivate, guide, and inspire staff to attain peak levels of productivity.

        Foster and effectively maintain cohesive relationships at all levels throughout an organization.

        Proficiently navigate complete loan process with strict adherence to deadlines and regulatory compliance.  

        Systematic and decisive problem solver with a demonstrated track record of executing innovative solutions to meet defined business goals and needs. 

        Continually analyze business operations to maximize competitive positioning, identify opportunities for revenue growth, optimize sustainability, and achieve exemplary levels of customer satisfaction. 

 

 

First National Community Bank, New Richmond, WI, 2008 to Present

Vice President

• Spearhead efforts to continually expand commercial loan portfolio while providing first-rate client service and attention.

 

S&C Bank, Somerset, WI, 2006 to 2007

President

• Drove full-scope daily branch operations encompassing staff training, budget management, customer service, lending, and portfolio administration.

 

S&C Banco, Inc., New Richmond, WI, 2004 to 2006

Vice President, Real Estate Division

• Applied considerable leadership talents toward recruiting, hiring, training, mentoring and motivating lending personnel.

 

Continued

 

 

 

 

Yyyyyy x. yyyyyy ~ Page 2 of 2

 

Professional Experience continued

 

• Developed, tracked and monitored divisional budget to ensure compliance and cost control.
• Strategically partnered with CEO of holding company to effectively position S&C Bank as industry leader in mortgage loans.
• Orchestrated initiatives to increase fee income and promote new mortgage products. 

 

S&C Bank, New Richmond, WI, 2002 to 2004

Mortgage Lender

         Critically examined credit applications, credit bureau information, collateral valuation, financial statements, and other supporting documentation for processing, underwriting, and approval. 

• Persuasively presented loan programs and earned confidence of borrowers through outstanding customer service.
• Ranked as top performer in 2003 for generating $26M in secondary market loans.

 

Eagle Valley Bank, N.A., Hudson, WI, 1999 to 2002

Commissioned Mortgage Lender

• Solicited new business while maximizing retention and growth of existing client relationships.
• Drove stringent adherence to government rules and regulations in originating mortgages for commercial/residential purchases and new construction.

 

Prior background includes roles as Vice President (promoted from Mortgage Lender) for Citizens State Bank, Hudson, WI, 1996 to 1999.

 

 

B.S., Finance, University of Wisconsin - La Crosse, La Crosse, WI

 

Graduate School of Banking, Madison, WI, 2007

 

 

Chamber Ambassador, New Richmond Chamber of Commerce, New Richmond, WI, 2006 to Present

 

Director, St. Croix Economic Development Corporation, St. Croix County, WI, 2008 to Present

 

Director, New Richmond Golf Course, New Richmond, WI, 2008 to Present

 

 

 

 

 

 

 

Date

 

 

 

Hiring Agent Name

Title

Company Name

Address

City/State/Zip Code

 

Dear__________________:

 

I am currently seeking a challenging career opportunity in a senior-level management capacity and am submitting my resume for your review.  In advance, thank you for your time and consideration.

 

As indicated in the accompanying resume, I bring to you a significant background in the lending and banking industry, polished expertise in operations management, and seasoned experience in new business development, portfolio management, and client service. To complement these qualifications, I offer sharp organizational, prioritization, presentation and relationship-building skills which are essential in directing profitable business operations.  

 

As a proactive contributor to your company, you will find me to be a driven professional and stellar leader committed to supporting you in achieving your objectives through superior performance and initiative. I am confident that I could be a valuable asset to <insert name of organization>, and look forward to interviewing with you in the near future.

 

Sincerely,

 

 

 

Yyyyyy x. yyyyyy