career objective                              

results-driven mortgage underwriting and processing specialist eager to contribute superior organizational, analytical, and customer service skills toward supporting the employer in optimizing performance

profile                                                

ø  offer numerous years of progressive mortgage lending experience with expertise in customer service, risk assessment, closing supervision, and regulatory compliance

ø  facilitate client-focused, service-oriented environment vital to maximizing customer satisfaction and retention

ø  obtain, prepare, and review all relevant documentation to accurately evaluate potential risk; expertly analyze complex financial statements, capital and reserves, property valuation, credit scores, debt and loan-to-value ratios, and cash flow

ø  successfully steer all aspects of daily activity; sharp business acumen and extensive experience performing and supervising administrative, processing, and underwriting functions

ø  effectively identify and capitalize on opportunities to penetrate and develop markets in highly competitive environments; demonstrated ability to succeed despite unstable market conditions

ø  coordinate the timely transfer of funds to closing agent; serve as liaison for attorneys, loan officers, and borrowers

ø  dynamic communication, presentation, negotiation, and relationship management skills

ø  strong practical understanding of underwriting guidelines and regulations; maintain highest ethical standards at all times

ø  sharp technical proficiencies including ms office and quickbooks

professional experience                

weichert financial services, morris plains, nj                                                                     8/01 c 9/07

conventional mortgage underwriter

                                   

penn federal saving bank, west orange, nj                                                                      11/98 c 7/01

conventional underwriter              

 

1st 2nd mortgage company, cresskill, nj                                                                            7/85 c 11/01

mortgage closing supervisor (9/89 c 11/01)

conventional / 2^nd mortgage underwriter (1/86 c 8/89)      

mortgage processor (7/85 c 8/89)

 

education                                           

saint paul college, manila, philippines

bachelor of science in commerce; business management major