Performance-focused Operations Executive and Process Improvement Strategist eager to contribute practical experience and academic background toward actively supporting a dynamic organization in maximizing results.  Demonstrated ability to increase corporate bottom line by identifying and communicating business-critical information. Strong background in implementing improvements that reduce costs and increase revenue. Solid track record of managing relationships with teams and providing superior service to customers and business partners.

 

 

 

Ø  Expertly manage and increase large budgets through extensive knowledge and understanding of financial models and mortgage regulations.  

Ø  Demonstrate dynamic leadership qualities and strong communication skills in successfully steering financial planning meetings and delivering comprehensive strategies.

Ø  Served honorably as US Army Captain, resulting in trustworthy leader balancing solid corporate and business decisions to maximize profits and minimize risk.

Ø  Manage complicated projects, up to 125 fte., $14 million budgets, $1 million monthly pretax profits.

Ø  Carefully analyze various documents and reports in order to identify and reconcile potentially costly errors.

Ø  Possess strong consumer credit, finance, sales, compliance, and sales presentation skills.

Ø  Develop expert plans of action according to specific financial needs, both expeditiously and effectively.

Ø  Ensure critical internal and regulatory compliance as well as data integrity/quality control.

Ø  Capable of in-depth research and data analysis with the purpose of improving efficiency best practices and productivity. 

Ø  Skilled at devising and implementing economic forecasting programs as well as utilizing extensive knowledge of economic climate to benefit the organization.

Ø  Embrace company initiatives and lead process integration efforts throughout various departments.

Ø  Develop and implement numerous protocols and policies with the purpose of identifying and resolving relevant issues in a proactive manner. 

Ø  Work to standardize cross-departmental communication protocols between various departments in order to break down silo mentality and increase knowledge sharing.

Ø  Stay abreast of most up-to-date financial trends and data in order to offer most viable recommendations to clientele base.

 

 

 

Ø  Achieved $1.2B in new sales revenue during 5 year tenure. 

Ø  Effectively drove and maintained annual budgets in excess of $14M.

Ø  Achieved $250K to $1M pre-taxed monthly profits on a fully allocated basis.

Ø  Strategically managed and led sales and marketing team to reach higher than projected goals.

Ø  Maintained 99.9% accuracy during regulatory and compliance audits.

Ø  Consistently met State and Federal compliance standards to 99.9%,

Ø  Directly analyzed and conducted underwriting for 100 corporate finance transactions from both domestically and globally.

Ø  Elected to President s Club four consecutive years; 2003, 2004, 2005, & 2006.

 

 

 

Assistant Vice President, Ace Mortgage Funding                                                                      2007-2008

 

  Main responsibilities include comprehensive management and oversight of retail mortgage operation.

  Directly contributed to the success of Seattle s 3^rd place Western Division ranking during 4^th quarter in 2007. 

  Directly contributed to the success of Seattle s 3^rd place ranking nationwide in fee percentage at 3.48%.

  Managed Internet and inbound leads as well as trained Loan Officers on relevant market changes and conditions.

 

Site Director Home Funds Direct, Accredited Home Lenders                                                   2002-2007

  Main responsibilities included started up a national mortgage platform which recovered and became profitable in 2nd month.  Specific functions and achievements included;

  Achieved $1.1B in loan volume from throughout tenure;.

  Effectively maintained $14M annual budget;

  Achieved $250 - $ 1M in fully allocated pretax monthly profits;  

  Effectively managed Internet and inbound leads as well as trained Loan Officers on relevant market changes and adjustments;

  Managed and led sales and operations staff.

Senior Vice President, Home Gold Financial, Inc                                                                       2001-2002

 

  Main responsibilities included start up national retail mortgage platform doing 50% non-conforming; and 50% conforming.  Specific functions and achievements included;

  Implementing 75% bilingual staff conducting 40% Hispanic business nationwide, thus increasing strategic market share;

  Recovered start up cost and became profitable during 3rd month;

  Achieved $5M fiscal budget and $400K monthly;

  Effectively managed and led 40 total personnel consisting of sales-loan officers, operations staff-processors and underwriters;

  Achieved $120M in loan volume annually;

  Achieved 95% of production in first time mortgages.   

 

Executive Vice President, Superior Bank FSB (Alliance Funding)                                             1999-2001

 

  Primary responsibilities included Managed new technology as Internet leads were first entering the mortgage market.   Specific functions and achievements included;

  Started up retail mortgage operation which was 100% bilingual and bicultural, allowing for expansive market share growth;

  Effectively supervised 70 total personnel including call center operations, loan officers underwriters, as well as numerous processors;

  Recovered start-up costs and became profitable during 8th month of operations through strategic planning;

  Achieved $7M fiscal budget and $580K monthly;

  Achieved $200M in loan volume annually during tenure.

 

Earlier Experience

 

Area Manager, Conseco Financial Services

Branch Sales Manager / Corporate Finance / Internal MBA Program, Household Finance

Logistics Management, Wal-Mart Stores, Inc.

 

 

n B.S. C Agriculture / ROTC full Scholarship, Texas A&M University

n Texas Department of Insurance License C General Lines Agent Life, Accident, Health & HMO

n Household Finance University - Executive Non Degree Instruction from some of the best Institutions and Colleges in Chicago.

n Sam Walton Institute of Retail

n United States Army Captain - Officer for 18th Airborne Corps rapid deployment force with Hawk, Patriot, and Stinger missiles.

n Platoon Leader C Hawk missile systems.

n Held Top Secret SCI clearance

n Disabled American Veteran

 

Yyyyyy x. yyyyyy

xxx-xxx-xxxx / abc@xyz.com

 

DATE

NAME HERE OF RECIPIENT

NAME HERE OF COMPANY

 

Dear RECIPEINT NAME:

Recent research into COMPANY NAME prompted me to immediately update my resume for your review.   Based on my knowledge of this company, I am very interested in interviewing for STATE POSITION YOU ARE SEEKING. I offer years of progressive advancement in key roles as a Financial Analysis and Operations Management Executive within various professional settings.

 I am skilled at providing expertise regarding comprehensive tasks including budgetary analysis and strategic growth, project management, training and development, financial analysis and viability analyses, hiring and retention protocols, client support, research, and a strong background in all aspects of human capital development.  I am astute at developing streamlined processes that will increase operational productivity and reduce the occurrence of costly errors.  I have worked as a support expert in various forms, so I understand many functional aspects of finance and operations from many levels and vantage points.

 I am accustomed to integrating into various cultures and environments. I am experienced at working and collaborating with others as well as developing and implementing best practices models to increase efficiency and productivity.  I offer years of formal training as well as progressive advancement within my career due to excelling at responsibilities and making significant contributions to company growth. 

            I am an exceptionally hard worker and consider myself a strong team player.  My enthusiasm comes from working directly with clients and streamlining and improving processes as evidenced by my accomplishments and contributions to my past employers.  I am also capable of assimilating into a new environment easily and feel that I could quickly become part of your team.  I enjoy the chance to work directly with various departmental resources in both learning and mentoring fashions. I am selectively seeking a company who is progressive thinking and in need of a professional who can make an immediate and positive impact on productivity and processes.

            After your review of my resume, I hope you will agree that this would be a mutually beneficial arrangement.  I plan to call you early next week. At that time, I can answer questions concerning my background and experience and we can discuss the desirability of an introductory meeting.  Please contact me sooner if you wish to talk before then.  I look forward to speaking with you.

Sincerely,

Yyyyyy x. yyyyyy