yyyyyy x. yyyyyy
0000 xxxxxx xxxx , xxxx , xxxxx 00000
~ career profile ~
offer over 16 years progressive experience in the banking industry , including extensive experience in driving commercial and small business lending operations company-wide, branch management, team and organizational management, and program administration. ~ consistently achieve operational and revenue targets through market research, program planning, and cultivation of strong business relationships with current and potential business clientele.
~ professional experience ~
geocorp industrial controls, huron, oh
business development/member of management committee
acquire new business through market research, outbound b2b sales calls, and sales presentations designed to meet individual client needs.
advise ownership regarding key business issues by conducting monthly management meetings.
negotiate with banks to secure funding for both short- and long-term financial needs.
report on overview of key corporate contracts as required to maintain competitive edge in the market.
wachovia bank, wilmington, nc
vice president/community banker/commercial lender
oversaw all business development by driving solicitations, contract negotiations, underwriting and closing of complex equipment, sba business, commercial building, construction, and commercial real estate loans.
adhered to wachovia lending policies and procedures as well as regulatory standards for all loans.
collected and analyzed credit information on existing and potential borrowers to determine advisability of granting credit for diversified types of loans.
assisted with writing loan requests and regularly reviewed documentation for accuracy and compliance prior to customer signature and boarding.
cultivated strong business relationships and updated business checking and deposit customers on current trends to promote business with the bank.
national city bank, cleveland, oh
vice president/middle market relationship manager
spearheaded complex equipment, sba business, commercial building, construction, and commercial real estate loans in compliance with regulatory and company lending policies through soliciting, negotiating, underwriting, and coordinating loan closings.
conducted research to collect and analyze credit information for existing and potential borrowers for determining credit worthiness for initial loans or increased limits.
developed strong business and deposit relationships with customers to encourage repeat business and referrals to the bank.
assisted with writing loan requests as needed.
fifth third bank, cleveland, oh
small business lender/avp
maximized business lending for the bank by conducting solicitations, negotiations, underwriting and coordination of small business and commercial lending related loan closings.
maintained updated knowledge of current regulatory and company lending policies to ensure all loans met needed requirements.
cultivated strong business relationships with customers and decision makers at potential customer companies to help generate revenue with continued and referred business.
referred potential customers to appropriate staff for new services as needed.
fleet bank, boston, ma
directed administration and daily operations of a full service branch office to meet revenue and business goals.
u.s. trust company/citizens bank, boston, ma
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terry bizga ~ page 2 of 2 ~
~ education ~
juris doctorate c cleveland-marshall college of law, 2004
bachelor of arts in economics c boston university, 1995
~ professional training ~
moody's credit training seminar, 07/2001
national city corporate credit training program, 2005
afterburner flawless execution model, young executive training program, 01/2009-09/2009
~ community activities ~
westshore chamber of commerce member, 2005-2008
member house of blues foundation room, 2005-2007
cyo basketball coach for 5th grade boys, 2002
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