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Yyyyyy x. yyyyyy

0000 xxxxxx xxxx , xxxx , xxxxx 00000 ~ (xxx-xxx-xxxx ~




Results-driven professional eager to contribute expertise in Sales, Construction, and Client Relations toward actively supporting a progressive organization in optimizing bottom-line performance. Self-motivated with a proven track record as a top sales performer ho exhibits strong, competitive sales drive. Proven knowledge of state and federal lending regulations and excellent verbal and written communication skills.


Customer Service / Construction / Relationship Building / Business Administration / Planning

Teambuilding & Leadership / Sales Management / Client Relations / Product Knowledge


                               Career Highlights                             


-          Recognized as #1 in production volume throughout the nation (2002 C 2005, 2007).

-          Captured sales equaling $948,829,429 or 3,161 units for the First Horizon Construction Lending Division.

-          Demonstrated solid experience resulting in promotion to Production Manager for First Horizon One Time Close department.

-          1 of the 2-member construction loan resolution team. 

-          Exhibited expertise necessary to convert $155,483,555 or 262 home loans to permanent loans outside of First Horizon s portfolio; salvaged $10.8M+ in capital reserves.


                                    Career Path                                  


First Horizon Home Loans, Lake Oswego, OR                                                                               

Account Executive/Production Manager One Time Close Construction Lending Division, 00/2001 to Present

-          Stand as subject matter expert consistently assessing and maintaining a loan portfolio covering 33 states and $413MM in construction loans; oversee process from application to permanent loan approval.

-          Liaise and collaborate with brokers, mortgage lenders, and borrowers to obtain information for home loan applications and to answer questions about discounted notes and the short sale process.

-          Master a variety of  factors leading to the successful closing of various loans including negotiating workout solutions with troubled loans, loss mitigation, short sales, regulatory compliance, and due diligence.

-          Direct the professional success of Account Executives, Customer Service Representatives, Loan Document Drawers, Loan Funding Representatives, and Modification Specialists and offered expertise when necessary.


Option One Mortgage Corporation, Bellevue WA                                                

Wholesale Account Executive Southern/Central Oregon Territory, 06/1998 C 06/2001

-          Focused on lending functions to meet the vast array of mortgage needs and worked closely with a team of Loan Specialists, Doc Drawers, and Underwriters to ensure that service for Mortgage Brokers and Bankers remained a top priority.

-          Demonstrated a proficient knowledge of products/services leading to success in various areas such as loan packaging, structuring, pricing, and loan presentations.


Imfax Incorporated Credit Services, Beaverton OR                                 

Sales Representative, 02/1997 C 05/1998

-          Collaborated with upper management to meet the immediate needs of clients by providing credit reports with verified contents and the utmost in accuracy and integrity.

-          Promoted the interest of potential clients in credit reporting product/service to Brokers and other professional throughout the Portland Metropolitan and Southern Oregon regions.

-          Handled a variety of administrative functions including sales management, professional development of software users and application installation.



Pine Grove Construction, Eugene, OR

Carpenter, 00/1996 C 00/1997

-          Study specifications in blueprints, sketches, or building plans to prepare project layout and determine dimensions and materials required.

-          Build or repair cabinets, doors, frameworks, floors, and other wooden fixtures used in buildings, using woodworking machines, carpenter's hand tools, and power tools.

-          Remove damaged or defective parts or sections of structures and repair or replace; inspect ceiling or floor tile, wall coverings, siding, glass, or woodwork to detect broken or damaged structures.


Hernstedt Construction, Portland, OR

Concrete Mason, 00/1994 C 00/1996

-          Mixed cement, sand, and water to produce concrete, grout, or slurry, using hoe, trowel, tamper, scraper, or concrete-mixing machine.

-          Smoothed and finished surfaces of poured concrete, such as floors, walks, sidewalks, roads, or curbs using a variety of hand and power tools.


Additional Experience


Denmark Mortgage, Portland, OR

Loan Officer

-          Approved loans within specified limits, closed $750K in loans each month; referred loan applications outside those limits to management for approval.

-          Met with applicants to obtain information for loan applications and to answer questions about the process.

-          Stayed abreast of new types of loans and financial services/products to better meet customers' needs.


Additional experience in Great American Opportunities as a Sales Consultant and Lanier Worldwide, Inc. as a Sales Representative




Western State College, Gunnison, CO ~ Business Administration

Colorado State University, Fort Collins, CO C Bachelor of Science in Business Marketing













Yyyyyy x. yyyyyy

0000 xxxxxx xxxx , xxxx , xxxxx 00000 ~ (xxx-xxx-xxxx ~






<<First Name>> <<Last Name>>



<<Street Address, Suite #>>

<<City, State Zip Code>>


Dear <<Courtesy>> <<Last Name>>,


It is with great confidence that I offer my 15+ years of professional-level Account Manage experience and strong ability to manage a $413MM construction loan portfolio to your organization. As I pursue the <<Position Title>> within <<Company Name>>, I recognize that my credentials and experience would greatly assist in reaching future goals and objectives.


Experience as

Account Executive, Production Manager, Wholesale Account Executive, and Sales Representative is the basis for my confidence that I would be a valuable asset to your organization. My career history consists of vast experience in loan structuring and following the process from application through conversion to permanent loan status. I consistently communicate the corporate vision to the internal members of the organization, such as Account Executives, Customer Service Representatives, Loan Document Drawers, Loan Funding Representatives, and Modification Specialists, ensuring that everyone understands their role in achieving established goals, ensuring that the action steps are taken to ensure those goals are met. Thereafter, I prepare recommendations for improvements, controls, new methods, and other changes to improve the efficiency of operations.


During my career, I ve gained notable experience leading and training other employees in the appropriate procedures related to the overall growth of an organization. My professional background also includes a proven expertise in sales, leadership, project management, interpreting state and federal loan laws, and effectively communicating with other members of upper management and personnel, verbally and in writing.


My aptitude for evaluating complex problems and reviewing related information to develop viable solutions would be of great use to your organization. I welcome more discussion about how my skills can help in meeting the goals and objective of your organization. Until then, should you have any additional questions feel free to contact me at your convenience.








Yyyyyy x. yyyyyy


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