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Yyyyyy x. yyyyyy

0000 xxxxxx xxxx , xxxx , xxxxx 00000

Phone: (xxx-xxx-xxxx












Hiring Agent Name





Dear ______________:


Are you seeking a results-focused, solutions-oriented Mortgage Banking Executive to support your company in maximizing performance?  I am currently exploring new opportunities, and am interested in joining your team.  To acquaint you with my qualifications, I m submitting my resume for your review.  In advance, thank you for your time and consideration.


I bring to you a solid background in driving operations requiring complete profit and loss responsibility, exemplary expertise in sales management, and outstanding capabilities in team leadership and steering significant business growth. To complement these qualifications, I offer polished organizational, analytical, planning, forecasting, and prioritization skills which are paramount in a senior management role.


As a member of your leadership team, I will consistently exhibit dedication to playing a large role in achieving and surpassing goals.  I am eager to meet with you to discuss how my qualifications support your current and prospective needs, and welcome the opportunity to interview at your earliest convenience.


Professional regards,




Yyyyyy x. yyyyyy







Yyyyyy x. yyyyyy

0000 xxxxxx xxxx , xxxx , xxxxx 00000

Phone: (xxx-xxx-xxxx


Accomplished Mortgage Banking Executive eager to contribute expertise in driving sales, steering operations and maximizing financial performance toward supporting the objectives of a progressive organization.


Qualifications Profile


         Proficiency in sales and operations management, contract negotiations, business and territory development, problem solving, and risk management.     

         Merge solid leadership and team-building capabilities to recruit, train, motivate, and manage highly-productive personnel; significant experience in boosting team morale and confidence. 

         Extremely resourceful; quickly adapt to new roles, responsibilities, tasks, technologies and environments.     

         Skillfully anticipate, plan, and respond accordingly to changing business priorities.

         Employ sharp communication skills to deliver informative and convincing sales presentations and proposals.   

         Adept at prospecting, educating, selling, and servicing accounts in highly competitive markets; continuously focus on optimizing loan quality.

         Highly analytical with superior attention to detail and extensive reporting expertise. Computer skills include advanced abilities with Microsoft Excel.

         Proactively cultivate strong client relationships to maximize satisfaction, retention, referrals and repeat business.


Professional Experience


MortgageIT, Inc. (subsidiary of Deutsche Bank), 2004 to 2009

Regional Vice President           (2008 to 2009)

  • Played a pivotal role in major re-organization of wholesale lending platform following consolidation from a decentralized network of 30 branches nationwide to one National Operations Center in Madison, Wisconsin.
  • Navigated wholesale/correspondent sales production for US market along with two other regional managers, consistently focusing on achieving and maintaining first-rate quality despite industry decline.
  • Surpassed targets and seamlessly transitioned loan production from predominately conventional conforming and non-conforming to primarily Government Insured.


Branch Manager           (2004 to 2008)

  • Spearheaded launch of Philadelphia Branch for wholesale and correspondent loan production with accountability for driving profitable and efficient sales and operations.

         Strategically recruited, hired, trained, and developed top-performing sales force and operations team instrumental to company s success.

         Proactively built and sustained a reputation for exceptional customer service in an undeveloped territory spanning three states.

         Proficiently steered effective risk management while maximizing gross revenues, loan quality, and profitability.


Continued ►



Yyyyyy x. yyyyyy ~ Page 2 of 2


Professional Experience continued


Wells Fargo Home Mortgage, 2002 to 2004

Wholesale Account Executive

            Served as top tier wholesale account executive, exhibiting outstanding talents in fostering, nurturing, and maintaining long-term profitable relationships with mortgage brokers.

            Persuasively promoted loan products and service through cold calls, compelling presentations, training, and education.

            Demonstrated exemplary interpersonal skills as liaison between Business Partners and Branch Operations personnel.

            Drew upon a collaborative work ethic to assist account managers in daily activities such as processing and underwriting.


North American Mortgage Company, 1999 to 2002

Marketing Coordinator / Financial Analyst

            Quickly advanced from role as top tier wholesale account executive based on proven performance in penetrating and developing new territory in Central Pennsylvania.

            As region s financial analyst, prepared pro forma financial statements for six branches, illustrating projected volume, revenue, and expenses to support strategic management and pricing decisions.

            Exercised considerable analytical strengths to oversee pricing strategies, apply changes, maintain rate sheets, and design marketing materials to increase production and profitability.

            Diligently tracked pipeline revenue on locked loans and executed strategic price decisions based on volume, revenue, product mix, and market trends.

            Leveraged outstanding prioritization skills to negotiate and authorize rate concessions.

            Coordinated underwriting exceptions between credit management and secondary marketing via risk-based pricing and contributed to management of non-prime regional production center.

            Assisted Account Executives/Brokers in appropriately structuring loan submissions for exception process and verified documentation for accuracy.

            Applied dynamic leadership attributes toward training and mentoring new account executives.




Prior Background:


Wholesale Account Executive / Assistant Branch Manager, First Union Home Equity Bank


Loan Officer, Interstate Home Equity Corporation




Bachelor of Science in Business Administration, Double Major C Finance & Marketing

Shippensburg University, Shippensburg, PA, 1996

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