Award-winning, results-focused leader eager to offer broad scope of financial / business analysis, account management, mortgage lending, and consulting background toward maximizing your bottom-line performance.
Personal / Investment Banking • Financial / Business Analysis • Strategic Planning • B2B / Broker Base Development
Risk Mitigation / Assessment • Commercial Development Consulting • Mortgage Lending / Sales • Regulatory Compliance
Integral leader who develops, analyzes, and interprets statistical data to optimize results in coordination with key goals, along with creating short- and long-term financial plans to improve client-specific outcomes within competitive investment markets.
Ambitious self-starter who takes the initiative to resolve complex financial issues and lead forward-thinking programs to achieve critical objectives, along with implementing targeted analysis of multifaceted banking areas in compliance with regulatory agencies.
Excellent communicator who builds resourceful professional relationships with financial leaders, brokers, peers, and clientele.
Utilize broad scope of industry knowledge to provide full-scale services, including underwriting, project management, financial reporting and forecasting, and project and cost analysis, as well as market analysis for commercial principles and lenders.
Build and sustain productive operations by self-establishing an international client base providing structuring and placement of loans, along with accurately calculating and evaluating NOI and ROI and providing key debt services and and credit analyses.
Provided detailed 3rd party feasibility reports for high-volume commercial development projects to boost revenue.
Expertly developed a large-scale broker base for Field Stone Mortgage Company, FlexPoint, and First Franklin Financial Corporation via establishment of valuable B2B relations within the greater Los Angeles metro and Farmington Hills, MI areas.
Performed credit / debt / revenue analysis for residential loan candidates, and assisted in collection and processing of loans.
Maximized bottom-line results by consulting with clients to achieve substantial sales of lending products and programs.
Contributed strong communication skills toward conducting industry-leading small- and large-scale program and product presentations to a broker base in the Los Angeles metro and Farmington Hills, MI areas.
Ensured seamless financial processes by developing a comprehensive new broker base while re-establishing B2B relations within an existing personal network of Michigan brokers, along with assisting in loan funding condition collection and processing, selling multifaceted lending products and programs, and conducting small- and large-scale program and product presentations.
Directed a top-performing team responsible for business development, sales, credit / debt / revenue analysis, customer service, loan / data processing, and loan condition collection, including serving as a regional Account Executive trainer and mentor.
Recognized as a seven-time Employee of the Month for a Midwest Region covering nine states.
Funded $133 million and 1,409 first units during first 15 months of tenure ($8.2 million / 94 first units per month).
Developed and integrated detailed Excel loan pipeline tracking and processing programs that were adopted on a regional level and maintained direct responsibility for immediate increases in efficiencies and production levels.
Won 2006 s Sales Excellence Club award as the #2 Account Executive (out of 500+) nationwide with 1,169 first units funded in Q3 and Q4 of 2006.
Drove business growth by building and nurturing a new broker base while re-establishing B2B relations within an existing network, performing various credit / debt / revenue analysis for residential loan candidates, and selling diverse loan products.
Awarded Executive Pipeline Manager of the Month for August 2003.
Increased two Senior Account Executives monthly volume by 180% within first three months of employment.
Averaged over $5 million monthly in funded loans in Q4 2004 to win Account Executive of the Year honors.
Conducted targeted revenue forecasting through volume projections and analysis of anticipated cash flows, including evaluating financial reports through the application of basic accounting and core financial theories, principles, methods, and procedures.
Provided careful systematic reviews, analysis, interpretations, and evaluations of budgets, securities, investments, assets, debts, economic trends, and other financial data, along with initiating financial studies, recommendations, and procedural adjustments.
Used client information to accurately analyze and interpret credit reports, calculate debt-to-income ratios, and determine proper loan-to-value levels that best accommodated individual needs, including completing necessary 1003 / 1008 loan applications.
Brokered conventional, non-conventional, and government loans through a host of lenders to suit client needs, and ordered and processed VOMs, VOEs, VODs, and mortgage payoffs as applicable to individual client lending requirements and situations.
Received Letter of Accomplishment from company president in March 2003.
Successfully solicited and funded large-scale residential loans within a self-created client network.
~ Additional Professional Experience Held Prior to 2002 Provided Upon Request ~
Bachelor of Science in Business Administration
Wayne State University
Double Corporate Finance Minor in Banking & Securities
Professional Development Division Scholarship, Granted Support Letter from Associate Professor of Finance
Microsoft Windows • Microsoft Office (Word, Excel, PowerPoint, Outlook) • Internet Applications
Hiring Agent Name
As an individual who will be relocating soon to the Charlotte, NC metro area, I am currently seeking a challenging [ Insert Job Title ] role, and am submitting my resume for your review. For your convenience, I can be available for a personal interview within [ State Amount of Time, i.e. 2 days, 1 week, etc. ] per my own expense.
I am excited to build a rewarding career with your company, and am confident that my professional skills can help to achieve your key objectives. I can offer solid experience in Financial / Business Analysis, Personal / Investment Banking, B2B / Broker Base Development, Mortgage Lending / Sales, and Commercial Development Consulting, and am well-versed in all facets of Strategic Planning, Risk Mitigation / Assessment, Client Relations, and Regulatory Compliance.
To complement my background, please note that I hold Bachelor of Science in Business Administration (Double Corporate Finance Minor in Banking & Securities) from Wayne State University.
Currently, as a Consultant / Owner of Commercial Development Solutions, Inc., I utilize my broad scope of industry knowledge to provide full-scale services, including underwriting, project management, financial reporting and forecasting, and project and cost analysis, as well as market analysis for commercial principles and lenders. Within this role, I build and sustain productive operations by self-establishing an international client base providing structuring and placement of loans, along with accurately calculating and evaluating NOI and ROI and providing key debt services and credit analyses.
In previous Account Executive positions for such high-profile companies as OwnIt Mortgage Solutions, Field Stone Mortgage, FlexPoint, and First Franklin Financial Corporation, I expertly developed a large-scale broker base via establishment of valuable B2B relations, performed credit / debt / revenue analysis for residential loan candidates, and maximized bottom-line results by consulting with clients to achieve substantial sales of lending products and programs. During this time, I successfully funded $133 million and 1,409 first units during my first 15 months of tenure. I also won 2006 s Sales Excellence Club award as the #2 Account Executive (out of 500+) nationwide with 1,169 first units funded in Q3 and Q4 of 2006. I also increased two Senior Account Executives monthly volume by 180% within my first three months of employment, and averaged over $5 million monthly in funded loans in Q4 2004 to win Account Executive of the Year honors.
As this is just a sampling of my job history, please kindly refer to my enclosed resume for additional experience and career highlights. I look forward to hearing from you, and thank you in advance for your consideration.
Yyyyyy x. yyyyyy
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