Performance-driven leader with expertise in the Finance Sector eager to contribute talents toward supporting a progressive organization in optimizing bottom-line results as a senior staff member. Solid client management, communication and business development skills. Core competencies include:
w FHA/FNMA/Freddy MAC Expertise
w Prospecting & Lead Generation
w Client Acquisition & Retention
w Financial Industry Expertise
w Customer Focused Sales Process
w Decision Making/Problem Solving
w Driven to Succeed and Exceed Goals
w Educate Clients on Product Offerings
w Identify Key Account Decision Makers
w Trusted with Unquestionable Integrity
Long Island University, Xxxxxx Campus, XXXXXX - MBA Degree, Finance Major
The University Of Montana, Missoula, MT - Bachelor of Business, Management
JP Morgan& Chase Bank, Xxxxxx, XXXXXX 2007 to Present
Offer expertise in FHA, FNMA and Freddy Mac Loans to clientele; manage loan application processes from inception to completion, and ensure that the product meets the clients needs.
Interact with UW, Processing Department and Attorneys to verify that all requirements have been satisfied, and that loan closing is on schedule.
Fairmont Funding Limited, Xxxxxx, XXXXXX 2006 to 2007
Branch Mortgage Specialist
Established & maintained a comprehensive knowledge base of mortgage underwriting guidelines for a variety of loan packages to meet the needs of client in 3 Branch locations; cultivated business relationships with underwriters resulting in the ability to offer my clients a wide range of product to satisfy customers mortgage needs.
Emigrant Savings Bank & Loans C Xxxxxx, XXXXXX 2004 to 2005
Mortgage Consultant (Residential & Commercial)
Provided recommendations and suggested loan packages to meet clients needs; performed pre-qualifications considering credit, income, assets and payment ratios.
Developed business opportunities through networking and cold calling; prospected for new clients, made follow up calls and gained referrals and repeat business.
Worked extensively with Underwriters and communicated timelines to clients; ensure completion of all title searches and appraisals.
Lend America, Melville, XXXXXX 2001 to 2004
Xxxxxx Branch-Loan Officer
Offered clients expertise in FHA, Conventional, FNMA-Freddy Mac and SOXXXXXXMAE loan products.
Analyzed loan applicants credit worthiness to determine eligibility for home purchase or mortgage refinance transactions.
Structured proposed mortgage transactions and secured loan quotes with various parties to ensure a tangible benefits for the customer, and to achieve adequate profit margins for the corporation.
Oversaw the processing of the applicant s loan application file, and facilitated the clearing of underwriting conditions with the customer to ensure a timely closing of the mortgage loan transaction.
Long Island University, Xxxxxx, XXXXXX 2001
Researched book types, and compared findings with results with C.W. Post campuses of Long Island University; facilitated data entry, and assembled detailed spreadsheet information to determine student opinions of the MPA program at LIU..
Sears Roebuck Compaxxxxxx, Valley Stream, XXXXXX 2000 to 2001
Regional Manager Trainee
Provided leadership and oversight for a store generating over $60MM in annual sales revenue.
Developed inventory control processes resulting in a 25% increase in sales, and managed the recruitment and training of Sales Staff to assemble a high performance team.
Duane Reade Pharmacy, Manhattan, XXXXXX 1998 to 2000
Assistant Store Manager
Assisted management in leading day to day store operations and providing oversight for 30 employees at a location generating over $2.5MM annually.
Instrumental in growing year over year store sales by 25% through improvements in customer service, employee development, merchandising and inventory management strategies.
<Hiring Contact Name>
<City, ST Zip>
Dear Mr./Ms. ____:
As a highly successful Mortgage Specialist, I am confident that I have the characteristics you are seeking in a candidate for the position of <position here>. I have enclosed my resume for your review and believe you will find that my track record of driving aggressive closing strategies will be a perfect fit for <organization here>.
After reading the requirements for the position of <position here>, I see that you are seeking someone with the ability to <something from the ad here>. I am well versed in <correlation here> and know that I could be an integral member of your team.
I am highly knowledgeable in all mortgage and underwriting guidelines and my ability to establish highly effective business relationships with clients and internal support professionals is well known. I am highly adept in general business operations, marketing and prospecting, and establishing solid customer relationships. My ability to drive growth in a challenging economical environment is a reflection of my success, and I wish to contribute my strong communication, customer relations and business development skills toward supporting your organizations goals for revenue and profitability.
I am certain after reviewing my qualifications that you will want to speak with me further, and as a proven leader, I believe it would be mutually beneficial for us to meet. I will call next week to inquire about the possibility of meeting to discuss your organization s goals and how I can help you meet them.
Thank you for your time and consideration.
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