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Li Cheng

454 Pope Street | Xxxxxx, CA xxxxxx | (xxx-xxx-xxxx |


Dynamic, articulate and educated Business Analyst with a Masters Degree in Information Sciences and a proven track record of leading complex risk management assessments and analyzing statistical data, eager to integrate advanced analytical, communication and financial reporting skills toward optimizing the goals of a progressive employer.  Core competencies:


   Risk Assessment/Process Improvement

   Statistical Analysis

   SAS/MS Office Applications

   Create Customized Reports

   Interpret MIS Data

   Persuasive/Effective Communicator


   Logical Problem Solving/Resolution

   Strategic Planning and Execution

   Gain Respect/Cooperation of Executives

   Establish Internal Financial Controls

   Develop Complex Financial Models

   Research, Data Collection and Analysis

Professional History


2004 to 2009:  Washington Mutual Bank/JP Morgan Chase, Pleasanton, CA                                     

2008 to 2009:  Credit Risk Analyst

   Spearheaded risk management reporting for credit card activities; created automated templates for internal business sectors utilizing in-depth knowledge of Excel calculations.

   Effectively processed statistical data to measure performance of new accounts; analyzed key risk indicators and managed delinquencies and charge-off activities.

   Generated comprehensive monthly delinquency and loss reports, and produced decline reports to communicate losses to management and internal teams.


2006 to 2008:  MIS Risk Analyst, Acquisition Risk Management Department

   Interpreted data to build key reports for senior managers; analyzed new account acquisition strategies, developed customized tracking reports, and corrected source codes to create an accurate average FICO score for use in decline reports.

   Created new account booking mix, compiled market response reports and analyzed MIS data; simplified a mail decision data file to increase productivity outcomes for team projects.

   Consistently tracked monthly new accounts utilization and delinquency reports for internal departments.


2004 to 2006:  MIS Credit Analyst, Operation Analytics Department, Providian Financial Inc.

   Began tenure as a Credit Analyst and achieved promotion to MIS Credit Analyst.

   Analyzed MIS data of the credit portfolios and translated reports on credit performance; maintained monthly credit policy committee and industrial comparison reports.

   Summarized MIS credit data and reports for new accounts acquisition department.



M.S. in Information Science, University of Pittsburgh, Pittsburgh, Pennsylvania

B.S. in Physics, Wuhan University, Wuhan, China

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