Resume Writing ?
The Following Text Is An Unformatted Professional Resume Sample
From The Writers At Resumes Guaranteed


ORDER YOUR OWN LETTER-PERFECT, JOB-WINNING RESUME AND IT WILL BE COMPLETED AS SOON AS YOU NEED!
Click HERE!



yyyyyy x. yyyyyy

3132 Woods Edge Drive Garnet Valley, PA 19060 (xxx-xxx-xxxx abc@xyz.com

 

Underwriter Portfolio Specialist

Well-rounded and energetic professional with 20+ years experience seeks new challenge

and opportunity to apply consummate skills as an Underwriter or Portfolio Manager. 

Key areas of Expertise


   Underwriting

   Financial Analysis

   Portfolio Management

   Risk Management

   Credit Investigation

   Collection/Recovery

   Negotiations

   Auditing

   Policies & Procedures

   Document Management

   Sales & Prospecting

   Personnel Management

   Leadership & Training

   Customer Service


yyyyyy x. yyyyyy

Professional Profile                                                         

  Escalate business development by underwriting new loans, increasing sales potential, and loan production; exceed goals and objectives

  Results-driven professional who successfully performs all underwriting for new loans including credit analysis of the borrower, and financial and feasibility analysis of the project; manage portfolios of performing mortgage loans and property types including residential, office, flex-warehouse, and retail

  Self motivated professional with expertise in commercial credit reviews and financial analysis; examine major credit references, transaction assessments, determine cross-selling opportunities, and facilitate negotiations

  Organized and detail-oriented with experience in portfolio management and document preparation; conduct appraisal reviews, project economic analysis, inspection reviews, and loan compliance

  Dedicated Leader who communicates complex information easily and concisely;  supervise and positively motivate team players; provide training to junior underwriters; ensure exceptional customer service

  Actively involved in the community; volunteer for the Brandywine Youth Club, Planned Parenthood, March of Dimes events and various other local children s and women s organizations

  Proficient in Microsoft Word, Excel, PowerPoint, and all internal banking systems

yyyyyy x. yyyyyy

Employment History                                                          

HSBC Bank USA, N.A. Philadelphia, PA                                                                                09/2006 C Present         

District Credit Officer/Team Leader                                                                                         04/2009 C Present

   Successful in expansion market role; Mid-Atlantic has prospered in booking larger credits, cross-border transactions, and complex core MME credits

   Demonstrate superior leadership qualities; establish and positively motivate teams through communication, performance management, and development of reward system

   Single signature lending authority who directs and supports team which provides small business lending services and credit management; ensure compliance of all policies and procedures

   Boost business development by assisting and training branch management in the structuring and maintenance of credit and borrowing relationships; participate in negotiating, underwriting, pricing, credit quality, reporting of problem loans, financial analysis, and document management

Underwriter/Portfolio Manager                                                                                                 09/2006 C 04/2009

   Key member who conducted underwriting of new transactions and effectively maintained existing portfolio

   Maximized operations by preparing credit packages including thorough documentation, negotiation, and closing

   Guaranteed that loans were booked in compliance to applicable policies; ensured appropriate relationship between risk and return

   Effectively monitored the credit quality trends of the existing portfolio; finalized renewals and annual reviews and ensured accuracy of credit grades for proper capital allocation and return models

   Designed and implemented functioning agreements between the credit and the line; optimized performance by establishing roles and responsibilities and training support personnel

   Team player who participated on various task forces; implemented best practices and worked globally to deliver solutions to the customer

 

Wachovia Bank Philadelphia, PA                                                                                           04/2003 C 09/2006         

Senior Commercial Relationship Manager, Delaware County                                                  06/2005 C 09/2006

   Efficiently managed a portfolio of 55 commercial relationships with aggregate commitments of $145MM, average outstandings of $70MM, and deposit balances of $34MM

   Increased annual revenues by 30%; focused on new customer acquisition and developed strategies for maintaining and permeating existing accounts

   Vital contact who determined data to be utilized in the credit process and prescreening deals

   Introduced product support specialists and provided excellent customer service; played an active part in the community adhering to Company core values

Senior Corporate Credit Risk Review Officer                                                                           04/2003 C 06/2005

   Analyzed monthly judgmental sample of credits ensuring compliance with bank policies and procedures including regulatory guidelines; underwriting, servicing, and grading accuracy

   Minimized losses as primary reviewer of credits with capital exposure exceeding $1MM

   Endeavored to keep all OCC and internal audit reviews satisfactorily rated; established positive relationships with the line and provided advice on credit structuring, servicing, and grading

   Participated in diverse projects including the LGD validation project, post-mortem reviews, policy manual revisions, and credit grade training

 

Underwriter III/Commercial Credit Products Manager                                                               06/2000 C 04/2003

Wachovia Bank/First Union National Bank Plymouth Meeting, PA                          

   Proficiently managed portfolio and capitalized on daily contact with customers; acquired referrals to other areas of the bank, and performed cross-selling of credit and non-credit products and services

   Successfully endorsed large commercial accounts; assessed transactions, facilitated negotiations, and prepared all necessary underwriting documentation including financial statement analysis, sensitivity analysis, analyzing collateral, review and interpretation of environmental concerns, structure terms including loan covenants, other conditions, and determined credit grade

   Launched annual renewals, conducted regular servicing, and provided client problem resolution

   Demonstrated strong leadership; supervised underwriter associates and mentored junior underwriters

yyyyyy x. yyyyyy

Previous Employment                                                        

Underwriter III/VP, First Union National Bank Philadelphia, PA                                                  08/1997 C 06/2000

Commercial Underwriter II/AVP, First Union National Bank Philadelphia, PA                             02/1996 C 08/1997

Commercial Lender, AVP Community Business Banking Group                                              09/1993 C 02/1996

First Fidelity Bank, Chesmont Division West Chester, PA

Commercial Real Estate Representative, First Fidelity Bank Philadelphia, PA                           02/1993 C 09/1993

Commercial Credit Trainee, First Fidelity Bank Philadelphia, PA                                               09/1991 C 02/1993

Various Positions, Ford Motor Credit Company Wayne, PA                                                     06/1985 C 09/1991  

yyyyyy x. yyyyyy

Education & Professional Development                       

Bachelor of Arts in Business Administration                                                                                                1985

University of Delaware Newark, DE                                                                                                                   

Emphasis in Finance

 

Additional Training

Completion of all required training courses for Underwriters

First Fidelity Bank/First Union: Commercial Law for Lenders, Corporate Valuation, Financial Statement Analysis, Managing Interest Risk, Money and Banking

FMCC:  Commercial State Analysis, Credit Management, Supervisory Skills, Selling Skills, Career Development

Various Sales Courses


yyyyyy x. yyyyyy

3132 Woods Edge Drive Garnet Valley, PA 19060 (xxx-xxx-xxxx abc@xyz.com

 

 

 

 

[Date]

 

 

 

[Attention Line]

[Organization s Name]

[Address Line 1]

[Address Line 2]

 

Dear [Insert Name]:

 

This letter and the enclosed r sum are an expression of my interest in seeking a rewarding position as [Underwriter] within your organization. I bring 20+ years of valuable experience which makes me an excellent match for your advertised position.

 

You will gain a dedicated and motivated individual who can communicate well with all levels of the organization. I am able to inspire others to achieve common goals and create innovative solutions to complex problems. Expertise in underwriting, financial analysis, portfolio management, document management, policies and procedures, personnel management, and exceptional customer service are some of my strengths.

 

I would appreciate the opportunity to meet with you to discuss how my skills and background might fit in with [Organization Name s] current and future needs.  Please do not hesitate to contact me for further information or to arrange an interview that best suits your schedule.  Thank you for your time and consideration.

 

Sincerely,

 

 

 

Colleen Glackin

 

Enclosure


yyyyyy x. yyyyyy

3132 Woods Edge Drive Garnet Valley, PA 19060 (xxx-xxx-xxxx abc@xyz.com

 

 

 

 

[Date]

 

 

 

[Attention Line]

[Organization s Name]

[Address Line 1]

[Address Line 2]

 

Dear [Insert Name]:

 

Thank you for meeting with me on [Day]. I thoroughly enjoyed discussing the prospects of working for your organization. I continue to believe I can bring [Company Name] refreshing insight and energize those around me to increased efficiencies.

 

My background demonstrates my ability to successfully interact with individuals from diverse cultural backgrounds, and I am a diligent and motivated employee with a solid background of skills and accomplishments. Given the opportunity, I believe that I would be a valuable asset to your organization.

 

Thank you, again, for sharing your time and insights regarding this position. I enthusiastically await your call to update me on the status of my candidacy.

 

Sincerely,

 

 

 

Colleen Glackin

 

 

<< Previous           Back to Sitemap           Next >>

Remember: Hire Us To Write YOUR New Resume
And We GUARANTEE That If You’re Not Working In 60 Days Or Less,
We’ll Revise Your Resume, Refund Your Money,
AND Give You $50 EXTRA!

Click HERE!