yyyyyy x. yyyyyy                                                    0000 xxxxxx xxxx , xxxx , xxxxx 00000

                                                                                                                                                  xxx-xxx-xxxx

                                                                                                                                               abc@xyz.com

 

objective

exploring career opportunities to utilize financial product, mortgage processing, credit analysis, quality assurance and operations skills in a challenging underwriting assignment.

 

career profile

ø  currently pursuing bachelor s degree in nursing and finance.

ø  16 years of relevant loan processing, underwriting and management experience.

ø  have successfully supported highly effective financial services teams.

ø  expertise in mortgage processing, qc and daily operations.

ø  knowledgeable in gmac, fnma and freddie mac environments,

ø  record of progression to positions of wide-ranging responsibility and authority.

ø  proven ability in all facets of administrative operations.

ø  deliver measurable contributions to increased productivity and profitability.

ø  skilled in meeting stringent organizational goals.

ø  outstanding competence in communications, presentations and departmental direction.

ø  successful record in providing high quality service.

ø  enthusiastic and loyal employee.

 

technology skills

ms windows 95-vista, ms office suite, mac calyx, du, lp, dissco, quickbooks, practice, fiserv, loan handler 4.2.

 

professional experience

clayton services, tampa, fl                                                                                                       2009 - present

underwriter (contract position)

 

      perform conventional underwriting for gmac and automated underwriting with fnma and freddie mac.

      currently performing fraud and underwriting analysis for united guaranty corporation.

      review conditions received and issue clear to close for lenders.

      verify accuracy of system work and keep lenders informed of file status.

 

 

mcclanathan, burg & arndt, st. petersburg, fl                                                                                2008 - 2009

administrative services

 

      answered calls, set appointments, filed documents, composed letters, distributed mail, ordered supplies and services, maintained equipment and ensured customer service.

      periodically input and updated employee data in time maintenance system.

      posted payments received and processed monthly billing.

 

 

saxon mortgage (morgan stanley), tampa, fl                                                                                 2007 - 2008

senior account manager

 

      primary contact for three account executives and their accounts.

      verified all received documentation for accuracy.

      researched/traced information and assisted with data entry, auditing and closing.

      assisted sales executives with marketing and other projects.

 

 

 

gabriella pecheco

page two

 

 

 

decision one mortgage, member hsbc group, tampa, fl                                                               2004 - 2007

account manager ii/junior underwriter

 

      responsible for all conditions being cleared, except appraisal and initial income calculation.

      maintain relationships with brokers and account executives to review uw files with in timely manner.

      verified accuracy of documentation prior to data input into system.

      signed for rate reductions/yield spread changes, assisted other account managers with clearing conditions.

 

 

rock financial, inc., tampa, fl                                                                                                       2002 - 2003

senior loan processor

 

      involved in all loan functions from approval to closing: pulling credit, running du/lp and researching lender websites for pre-approval and loan placement.

      packaged files for lenders, cleared conditions for final approval, set closings, cleared settlement statements and kept borrowers informed of loan status.

      processed for up to eight brokers simultaneously and assisted owner directly.

 

 

foundation funding group, inc., tampa, fl                                                                                     1994 - 2001

lead funder

 

      ordered all documentation for appraisal, chums, payoffs and title and cleared conditions as coordinator.

      promoted to executive assistant to senior corporate manager of sales, working on special projects for company owner.

      processed loans for closing, dealt with underwriting, checking underwriting guidelines and compliance issues.

      oversaw management duties in department manager s absence.

 

 

education

st. petersburg college, st. petersburg, fl

nursing and finance, currently studying

member, phi beta kappa international honor society