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Yyyyyy x. yyyyyy
1000 South Coast Drive, Apt# R-0000 xxxxxx xxxx , xxxx , xxxxx 00000
xxx-xxx-xxxx
abc@xyz.com
Credit Analysis~ Collections ~ Customer Service ~ Financial Services
Qualifications Profile
Offering approximately 7 years of comprehensive experience, specializing in the Automotive Financing industry ~ Track record of 70%+ recovery rate ~ Consistently rank in Top 10% Customer Service Representatives in both 30-day and 45-day collection performance ~ Six Sigma Greenbelt
Ø Excel in applying solutions-focused problem solving approach toward all areas of collections, credit analysis, dealer wholesale, and contract funding
Ø Proficient in reconciling and collecting delinquent accounts in high-volume inbound call center environment
Ø Dynamic track record in mitigating risk and boosting profitability through proactive negotiations and diligent enforcement of scheduled collection campaigns
Ø Committed to maintaining positive client relationships and providing quality service through diplomatic communications and negotiations
Ø Effectively compile and analyze weekly and monthly management Loan Loss Reports in order to clearly evaluate and define portfolio performance
Ø Adept in analyzing customer credit profiles and purchases in compliance with internal/regulatory guidelines; skilled in conducting monthly purchasing audits for compliance and additional experience in collaborating in dealer wholesale audits
Ø Motivating leader experienced in training, coordinating and supervising Investigations and Funding teams, with focus on optimizing dealer satisfaction ratings while securing company interests
Ø Computer-savvy, with proficiency in collection and database systems
Career Track
JP Morgan Chase Home Lending-Irvine, CA 2009-Current
Collection Account Representative
Ford Motor Credit-Henderson, NV 2003-2009
Collections Supervisor; 09/08 - 02/09
Credit Analyst; 08/05 - 09/08
Collection Account Representative; 10/03 - 08/05
Academics and Credentials
Bachelors of Science, Telecommunications Management, DeVry University-Long Beach, CA; 2003
Six Sigma Greenbelt Certification, Ford Motor Credit Company-Henderson, NV; 2008
Yyyyyy x. yyyyyy
1000 South Coast Drive, Apt# R-0000 xxxxxx xxxx , xxxx , xxxxx 00000
xxx-xxx-xxxx
abc@xyz.com
Date
Hyundai Motors
Address
City/State/Zip Code
Dear__________________:
I an extremely interested in being considered for a Credit Analyst position with your company, and am submitting my resume for review. In advance, thank you for your time.
As demonstrated, I offer many years of experience in Credit and Collections. The bulk of my experience has been in Automotive Financing; from 2003-2009 I built a progressive career with Ford Motor Company, promoting from Collection Account Representative and Credit Analyst to Collections Supervisor. Illustrating my talents in this field, my achievements include:
Ö A consistent 70%+ recovery rate
Ö Ongoing Top 10% ranking in 30-day and 45-day collections
Ö Successful experience in building and leading high-production teams
Complementing my vast industry experience, I am a Six Sigma Greenbelt. Additionally, I offer a Bachelor of Science in Telecommunications Management.
As an employee, you will find that I am prepared to deliver both immediate and long-term results for Hyundai in controlling risk and maximizing financial performance, and that I am a driven professional committed to supporting you in achieving your objectives through superior performance. I am confident that I could be a valuable asset as a member of the Hyundai Motors team, and look forward to interviewing with you in the near future.
Sincerely,
Yyyyyy x. yyyyyy
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