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yyyyyy x. yyyyyy

0000 xxxxxx xxxx , xxxx , xxxxx 00000



mortgage lending expert with a proven track record of success in loss mitigation eager to contribute talents toward actively supporting a progressive organization in optimizing financial performance


career profile


licensed mortgage broker, states of florida and indiana, with extensive background in successfully facilitating loss mitigation through proactive collection and management ~ thorough knowledge of entire mortgage lending industry and well-versed in applicable regulatory standards and legal issues ~ dynamic communication, consultation and negotiation skills vital to minimizing financial risk ~ excel in building and leading top-performing teams ~ comprehensive administrative and operations management experience


ø  as an entrepreneur since 1996, have consistently been in good standing with every lender

ø  received numerous awards and plaques while managing commercial credit branch, including recognition from the famb

ø  operated largest real estate producing branch in state of florida while sustaining lowest delinquencies statewide; solid track record of achieving lowest delinquencies throughout career

ø  in recognition of superior performance, selected to perform onsite troubleshooting of poor-performing branches; successfully turned around 3 locations to achieve profitability

ø  successfully investigated and uncovered a $20k+ employee theft at beneficial that had covered a 3-year time span


professional experience


owner/operator, commerce home mortgage                                                          1996-present

  steer full scope of conforming and nonconforming mortgage loan services, from processing to underwriting; consult with and review clients to define optimal loan and rate options, order all supporting documentation such as title, appraisals and insurance, and facilitate closings

  proactively work with creditors to settle collections and judgments on clients behalf

  efficiently manage all title issues and credit repair functions

  steer administrative and operational functions including marketing, pricing and fiscal management

  effectively hire, train and direct top-performing team of associates supporting all aspects of operations


branch manager, commercial credit c tampa, fl                                                     1988-1996

  directed operations ranging from staffing and training to underwriting, collections, auditing, and handling of legal accounts; contributed dynamic leadership skills toward driving branch to consistently rank as one of the highest volume producing offices while maintaining lowest delinquency


collection manager, greentree acceptance c tampa, fl                                         1985-1988

  recruited to direct operations for central and southern florida region, with accountability for leading team of 8 collectors and handling all legal accounts, bankruptcies and foreclosures


finance assistant manager, associates c st. petersburg, fl                                  1983-1985

  promoted within months to manage all staff training and supervision, credit and collections as well as loan processing and closings


processor/closer/collections, beneficial finance co. c indianapolis, in              1981-1983

  proficiently managed accounting, payments, loan processing and collections




licensed mortgage broker, state of florida; 1996-current

licensed mortgage broker, state of indiana; 2003-current


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