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yyyyyy x. yyyyyy                                                                    

 0000 xxxxxx xxxx , xxxx , xxxxx 00000


career objective                              

results-driven mortgage underwriting and processing specialist eager to contribute superior organizational, analytical, and customer service skills toward supporting the employer in optimizing performance


ø  offer numerous years of progressive mortgage lending experience with expertise in customer service, risk assessment, staff supervision and development, and regulatory compliance

ø  facilitate client-focused, service-oriented environment vital to maximizing customer satisfaction and retention

ø  obtain, prepare, and review all relevant documentation to accurately evaluate potential risk; expertly analyze complex financial statements, capital and reserves, property valuation, credit scores, debt and loan-to-value ratios, and cash flow

ø  successfully steer all aspects of daily activity; sharp business acumen and extensive experience performing and supervising administrative, processing, and underwriting functions

ø  effectively identify and capitalize on opportunities to penetrate and develop markets in highly competitive environments; demonstrated ability to succeed despite unstable market conditions

ø  excel at mentoring and leading top-performing support teams; author training materials and strategically coordinate workflow

ø  dynamic communication, presentation, negotiation, and relationship management skills

ø  strong practical understanding of underwriting guidelines and regulations; maintain highest ethical standards at all times

ø  sharp technical proficiencies including ms office and adobe acrobat

ø  active notary public and member of national notary association

professional experience                

senior underwriter, bear stearns residential, irvine, ca                                                                          2/07 c 11/07


senior contract underwriter, aig united guaranty, irvine, ca                                                    8/06 c 2/07


senior credit risk analyst, washington mutual, irvine, ca                                                           2/06 c 8/06


senior contract underwriter, pmi mortgage insurance, irvine, ca                                              2/01 c 8/05


underwriter, preferred credit, insert location                                                                                  insert dates


underwriter, trust one mortgage, insert location                                                                            insert dates


contract mortgage processor, self-employed, insert location                                                     insert dates


operations manager, golden triangle capital, insert location                                                        insert dates


~ community activity ~

volunteer c administrative assistant, laura s house, san clemente, ca                                  insert dates


volunteer c computer instructor, insert venue, insert location                                              10/08 c present


global logistics certification, coastline community college, insert location                              2008

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