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yyyyyy x. yyyyyy                                                            0000 xxxxxx xxxx , xxxx , xxxxx 00000



financial services professional exploring opportunities to contribute dynamic management, operations, commercial/retail banking, loan administration and team building toward actively supporting the employer in maximizing financial performance.


career profile

ø  over 17 years of successful career business background.

ø  knowledgeable in all facets of financial services operations.

ø  expertise in commercial/retail banking, business loan portfolio, deposit acquisitions and business development.

ø  comprehensive understanding of business management.

ø  adept in p&l, quality liquidity, credit proposals and loan closings.

ø  control and monitor potential portfolio weaknesses and resolve delinquent credit issues.

ø  proficient in advanced business software applications.

ø  award winning record of progression to assignments of increasing responsibility and authority.

ø  proven accomplishments in building market share and recognition.

ø  track record of achieving challenging revenue objectives.

ø  outstanding capacity in customer service.

ø  well-organized multi-tasker with strong detail orientation.

ø  corporate sponsored professional development programs.


professional experience

bb&t bank, warner robins, ga                                                                                                2002 c present

vice president/sales manager

       act as senior unit banking officer.

       oversee daily functions for commercial/retail banking, business loan portfolio administration, deposit acquisitions and development of positive community image.

       orchestrate innovative business development strategies.

       ensure accurate and appropriate documentation and legal compliance.

       spearhead sales/operations process improvements.

       develop and execute annual unit budget.

       provide leadership for staff of up to seven managers.

       facilitate real estate loans up to $30mm.

       control, monitor and direct credit portfolio exceeding $68mm.

       ensure unit currency with advanced technology methodologies.

       deliver profitable unit performance on a consistent basis.

       establish highly positive business client relationships through use of the consultative relationship management process.

       launch multiple prospecting initiatives to gain new business.

       coordinate efforts of private bankers, relationship managers and wealth management advisors.

       serve as corporate representative in the community.

       recipient of sterling performance award, best credit quality award (three occasions) and fee income producer of the year (two occasions).


loomis fargo, macon, ga                                                                                                            1998 c 2002

corporate account executive

       retained to perform wide-ranging account management and business development functions.

       successfully oversaw national accounts for cash and risk management services.



earlier background

prior to 1998, served as business development manager, america credit financial services, warner robins, ga, and corporate auditor, sunstar acceptance, atlanta, ga.  in these assignments built outstanding financial management, operations, account oversight, auditing and staff supervision skill sets.




dekalb college

general studies


bb&t banking school

continuous banking educational credits, 568 hours

yyyyyy x. yyyyyy                                                            0000 xxxxxx xxxx , xxxx , xxxxx 00000





cover letter text






hiring agent name


company name


city, state   zip code


dear                   :


i am currently seeking a challenging career opportunity in a financial services management capacity and am submitting my resume for your review.  in advance, i thank you for your time and consideration.


as demonstrated in the accompanying resume, my professional qualifications include over 17 years of career experience, extensive professional development training and current assignment as a vice president with a leading financial institution.  to complement this background, i possess demonstrated expertise in financial service operations, business loan portfolios, commercial/retail banking, p&l, credit and deposit acquisition, as well as strong analytical, problem-solving and managerial capabilities.  as an employee, you will find me to be an enthusiastic and disciplined team player, committed to supporting you in achieving your objectives through superior performance. 


i am confident that i could be a valuable asset to your firm, and look forward to interviewing with you in the near future to further discuss my areas of experience and expertise that would be a contribution to your organization.










yyyyyy x. yyyyyy











yyyyyy x. yyyyyy                                                            0000 xxxxxx xxxx , xxxx , xxxxx 00000







thank you letter text





contact name

company name


city/state/zip code


dear _______________________________:


i would like to thank you for providing me the opportunity to interview with you and discuss the exciting financial services management position currently available with your organization.  having gained a deeper insight into the job requirements and your objectives, i am confident you will find me a valuable asset in achieving your goals.


as discussed, i am an enthusiastic, disciplined team player eager to continue a successful career as a dedicated member of your staff.  i believe you will find my dynamic management, coordination and communications skills vital to your operations and look forward to contributing to your success.


should you have any additional questions, or to discuss future employment opportunities, please feel free to contact me at your earliest convenience.  again, thank you for the enlightening interview.  i look forward to your response.










yyyyyy x. yyyyyy

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