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candy l. wells

 

 

0000 xxxxxx xxxx , xxxx , xxxxx 00000
abc@xyz.com

 

executive profile

 

 

experienced mortgage banking professional

performance-focused operations executive and process improvement strategist eager to contribute practical financial experience toward actively supporting a dynamic organization in maximizing results.  demonstrated ability to increase corporate bottom line by identifying and communicating business-critical information. strong background in implementing improvements that reduce costs and increase revenue. solid track record of managing relationships with teams and providing superior service to customers and business partners. seeking positions as bank manager, corporate trainer or regional management professional.  

 

applicable

skill set

 

 

  mortgage banking practices

  performance measurement

  policy development

  budget and forecasting

  human capital development

  general ledger

  presentations

  data organization

  team leadership

  executive ops

business development

  problem resolution

  document creation expert

  change management

  federal laws & regulations

 

 

functional

abilities

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

leadership & specialized skills

 

ø  possess in-depth understanding of banking and mortgage lending practices and models. 

ø  implement regimented communication protocols as well as possess capacity to make high pressure decisions with minimal impact to the company. 

ø  act in executive management capacity to ensure broad and expansive business plans are executed to drive long term solvency of organization.   

ø  demonstrate dynamic leadership qualities and strong communication skills in successfully steering financial planning meetings and delivering comprehensive strategies.

ø  carefully analyze various documents and reports in order to identify and reconcile potentially costly errors.

ø  possess strong consumer credit, finance, sales, compliance, and sales presentation skills.

ø  develop expert plans of action according to specific financial needs, both expeditiously and effectively.

ø  ensure critical internal and regulatory compliance as well as data integrity/quality control.

ø  capable of in-depth research and data analysis with the purpose of improving efficiency best practices and productivity. 

ø  skilled at devising and implementing economic forecasting programs as well as utilizing extensive knowledge of economic climate to benefit the organization.

ø  embrace company initiatives and lead process integration efforts throughout various departments.

ø  develop and implement numerous protocols and policies with the purpose of identifying and resolving relevant issues in a proactive manner. 

ø  work to standardize cross-departmental communication protocols between various departments in order to break down silo mentality and increase knowledge sharing.

ø  stay abreast of most up-to-date financial trends and data in order to offer most viable recommendations to clientele base.

 

 

key

achievements

 

 

 

 

 

 

 

 

professional

experience

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

professional afilliations

 

 

 

 

 

specialized training

 

 

 

 

 

 

 

  started new loan company in 1999 and built a portfolio of over 30 million a year in brokered loans, single family residence, and commercial.

  started from ground up and created a portfolio of over 50 million in investors funds and managed those funds in first trust deeds by lending to borrowers and serviced the loans with less than 3% delinquency rate.

  created new client base through marketing and networking with private investors and banks.

  created technology process to run mortgage loan processing and servicing of those loans.

 

 

heritage lending inc.                                                                        1999-2009

president & ceo

- private money lender and service provider with approximately $50 million in first trust deeds, single family residences, construction and commercial loans.

 

  comprehensive leadership and business ownership overseeing staff levels of between 5 and 20 employees. full responsibility for p & l and accounting, human resources, sales and marketing, customer service, production, technology and all administrative functions for multi-unit and multiple branch locations.

  permitted with the department of corporation to sell 1st trust deeds
licensed with department of real estate california  and brokered approx 30 million in personal volume  in conventional, fha, va, construction and manufactured housing loans.


earlier experience

 

 

- branch manager c country wide

- branch manager, vice president, mortgage loan officer c california federal bank

- loan officer c cencal mortgage

 

 

 

  member c camb, chamber of commerce

  member c namb, chamber of commerce

  member c cma, chamber of commerce

  board of directors, nci

  president/vice president, bni

  president c regional activities club, wells fargo bank

 

 

  financial coursework - various banking courses, monterey peninsula college & wells fargo

  license c california department of real estate

  license - series 6 & life annuity

  notary public

  california department of corporation permit to sell securities of first trust deeds

  technology skills: quickbooks, applied business software, contour, act, ms office.

 

candy l. wells

xxx-xxx-xxxx / abc@xyz.com

 

date

name here of recipient

name here of company

 

dear recipeint name:

recent research into company name prompted me to immediately update my resume for your review.   based on my knowledge of this company, i am very interested in interviewing for state position you are seeking. i offer years of progressive advancement in key roles as a mortgage banker and operations management executive within various financial settings.

 i am skilled at providing expertise regarding comprehensive tasks including strategic growth, project management, training and development, viability analyses, hiring and retention protocols, client support, research, and a strong background in all aspects of human capital development.  i am astute at developing streamlined processes that will increase operational productivity and reduce the occurrence of costly errors.  i have worked as a support expert in various forms, so i understand many functional aspects of finance and operations from many levels and vantage points.

 i am accustomed to integrating into various cultures and environments. i am experienced at working and collaborating with others as well as developing and implementing best practices models to increase efficiency and productivity.  i offer years of formal training as well as progressive advancement within my career due to excelling at responsibilities and making significant contributions to company growth. 

            i am an exceptionally hard worker and my peers consider me a strong team player.  my enthusiasm comes from working directly with clients and streamlining and improving processes as evidenced by my accomplishments and contributions to my past employers.  i am also capable of assimilating into a new environment easily and feel that i could quickly become part of your team.  i enjoy the chance to work directly with various departmental resources in both learning and mentoring fashions. i am selectively seeking a company who is progressive thinking and in need of a professional who can make an immediate and positive impact on productivity and processes.

            after your review of my resume, i hope you will agree that this would be a mutually beneficial arrangement.  i plan to call you early next week. at that time, i can answer questions concerning my background and experience and we can discuss the desirability of an introductory meeting.  please contact me sooner if you wish to talk before then.  i look forward to speaking with you.

sincerely,

candy l. wells

                                   

 

 

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