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yyyyyy x. yyyyyy

(xxx-xxx-xxxx •



executive-level professional who specializes in public- and private-sector fiscal management,

policy/procedure development, strategic analysis, business relations, and client services.



profile of qualifications


top-performer who has been nationally recognized for implementing financial controls, investigating internal operations, and returning a government-sponsored agency to solvency.  leader with the ability to create and implement best practice methodologies to achieve cost-effective alignment with business goals.  excellent communicator who can handle multiple assignments.



key areas of expertise


financial analysis                   budgeting              hr/benefits administration                 corrective action plans                  collections processes

financial reporting                auditing                  cash management                             collective bargaining                      team building



professional synopsis


financial analysis manager

jpmorgan chase, wilmington, de                                                                                                                                           2005 c present


key accomplishments

ø developed efficient business processes/procedures for the credit card services' finance department.

ø created detailed corrective action plans for new business acquisitions and reviewed business operations to guarantee consistent regulatory/corporate compliance.


         perform competitive analysis on the credit card industry for the senior management team.

         partner with marketing strategy team and lead financial analysis for $20 billion balance transfer program within core u.s. credit card business.

         drive business growth by creating financial forecasts, projections, annual budget, and profit improvement programs for healthcare financing.

         provide financial counsel to key business executives on strategic marketing programs to ensure revenue growth and competitive advantage within the industry.


director of finance / cfo

city of wilmington, wilmington, de                                                                                                                                              2001 c 2005


key accomplishments

ø decreased outstanding receivables by 40% and achieved a bond rating upgrade by creating and implementing targeted fiscal controls.

ø increased revenue division internal controls discovering $2 million of unreconciled differences.

ø recipient of government finance officers association s (gfoa) certificate of achievement for excellence in financial reporting.


         strategically steered citywide financial operations to include directing billing/collection of revenues and managing a 125-member staff.

         utilized strong analytical skills performing as comptroller in managing the proper treatment/receipt of accounting records.

         interfaced with high-profile personnel within the mayor s office, city council, and city departments, as well as local business representatives and citizens, to ensure seamless taxation operations and community communications at all times.


administrator division of motor fuel tax

state of delaware department of transportation, dover, de                                                                                           1998 c 2001


key accomplishments

ø increased audits conducted by the motor fuel tax administration by 20% annually while maintaining equal staffing levels.

ø led division-wide efficiency efforts for licensing, registration, auditing, revenue collection, refunds, and accounting.


         expertly planned, coordinated, and directed administrative operations in strict compliance with applicable laws, rules, and regulations pertaining to motor carriers, motor/special fuels, international fuel tax agreement, and international registration plan.

         optimized division-wide efficiency by handling all directing / licensing, registration, auditing, revenue collection, refunds, and accounting.

yyyyyy x. yyyyyy

(xxx-xxx-xxxx •




professional synopsis (continued) page two


business manager/controller/department head of human resources

maritime exchange for the delaware river and bay, philadelphia, pa                                                                                 1995 c 1998


key accomplishments

ø achieved the company s 1st perfect audit by creating and implementing a comprehensive accounting policies manual.

ø saved over $25,000 by developing a new cost-effective pension plan and reduced telecommunications charges by 10%.

ø improved overall health coverage while reducing expenses by 10% annually.


         directed all fiscal activities to include compiling annual budget with quarterly reviews/adjustments; reviewing all financial statements, g/l, and cash management; and creating trend reports.

         developed policy/procedure documents and created an employee handbook, along with maintaining personnel files, coordinating benefits/health coverage, and providing quality staff recruitment which encouraged low turnover rates.


accounting officer

wachovia bank card services, new castle, de                                                                                                                                      1994


key accomplishments

ø developed cash management process increasing funds availability in excess of $50,000 on a daily basis.


         instrumental in completing all bank adjustments, reconcilements, a/p, research, and regulatory reporting to include creating bank processes that increased accuracy and ensured on-time completion of fiscal efforts.


unit manager outside agencies/accounting (roles held separately)

american express centurion bank, newark, de                                                                                                                         1990 c 1994


key accomplishments

ø recovered over $2 million in collection write-offs to increase bottom-line results.

ø received a perfect audit by increasing internal controls in a/p, cash disbursements, and travel/entertainment processing.

ø improved income via enhanced cash management processes, along with developing policies/procedures for a/p processes, cash disbursements, and operating expenses.


         demonstrated strong management abilities toward supervising external vendor operations for bankruptcy processing and collection activities to include objectively evaluating severely delinquent/problem accounts for suitable collection alternatives.

         audited internal controls of various external collection agencies which ensured corporate/federal compliance and proper remittance of funds.

         developed procedures and policies for a/p processes, cash disbursements, and operating expenses resulting in an increase in revenue through improved cash management.



education and professional development


master of business administration                                                                                                                            wilmington university

bachelor science in business administration and accounting (dual degrees)                                           delaware state university


staff management • total quality management • time management

duke university strategic leadership for government executives • diversity training



professional affiliations


board of directors former vice chairman/treasurer, wilmington housing authority, wilmington, de


         successfully transformed a failing agency from a $2-million deficit to a $2-million surplus in 3 years.

         reorganized the entity from the verge of receivership by developing internal controls which maximized performance and fiscal productivity.


downtown ymca (board of directors) • thomas a. edison charter school (chairman of the board)

city of wilmington pension board (former chairman of the board)

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