yyyyyy x. yyyyyy                        united states of america

 

 

core competencies

 

consumer and commercial lending, financial services, mortgage lending, program administration, financial analysis, feasibility studies, environmental assessments, regulatory & policy/procedure compliance, staffing, training and development, supervision, workflow planning/assignment, client relations, community relations, customer service, operations/branch management, business development, marketing, profit control, delinquency control, risk management, communication, presentation, negotiation, consultation, troubleshooting

 

work experience

 

confidential

9/2007 - present   

confidential

yakima, wa us   

grade level: gs9    
salary: 45040.00 usd per year   
hours per week: 40   
area specialist, 1165   

proficiently analyze, process and service community, business and cooperative program loans and loan guarantees as well as grants including rural utilities water and waste disposal and community facilities.  facilitate lending activities to public bodies and non-profit organizations for diverse projects ranging from health care, fire and life safety, cultural and educational to transportation and related public facilities.

comprehensively review loan dockets to ensure compliance with policy and procedures.  efficiently review and evaluate overall community activities such as loan making, servicing, technical services, and credit counseling; exercise authority on making and servicing loans, technical services and credit counseling. apply sharp analytical skills toward reviewing loan applications and conducting financial management analysis and project feasibility evaluations; effectively prepare detailed environmental assessments. complete security inspections and actively participate in pre-construction conferences.

proactively establish and maintain professional relationships with varied government and community parties in promoting agency programs to rural communities.  deliver quality technical assistance to communities within area office jurisdiction and under program authorities. consistently maintain current knowledge of rural development programs and services in order to effectively assist internal/external customers.  contribute expertise toward providing recommendations on optimizing impact of rural development marketing program.

(contact supervisor: yes, supervisor's name: randy baird, supervisor's phone:xxx-xxx-xxxx ext 4 )    

4/2006 - 8/2007   

wells fargo home mortgage    
selah, wa us   

salary: 24,000 usd per year   
hours per week: 40   
home mortgage consultant   
 
productively interfaced with new and existing clients to define home mortgage lending needs and provide optimal loan options.  conducted comprehensive reviews of all loan processing documents including credit reports, payroll documentation, income tax returns, insurance certificates, appraisals, and title reports.  successfully originated high volume of home mortgage loans.

(contact supervisor: yes, supervisor's name: leslie nelson , supervisor's phone: 509-323-5324)    
 

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veronica baer                                                                                                                   page 2 of 2

 

5/1990 - 4/2006

citifinancial   
yakima, wa us   

salary: 72,000.00 usd per year   
hours per week: 40.00   
branch manager   
 
demonstrated dynamic leadership qualities and sharp business acumen in profitably managing operations of branch with an $18m portfolio of receivables while concurrently driving growth and maintaining profit and delinquency controls. steered human resource functions including hiring, training, development, and evaluation.  coordinated and led sales team in generating high-volume revenue through mortgage and personal consumer loans as well as insurance products. planned, organized and monitored staff delinquency control activities including collection phone calls, repossessions, legal actions, bankruptcy proceedings, and foreclosure processes.  achieved personal recognition in eastern washington market as specialist in building and leading results-driven, top-performing teams.

entrusted with full accountability for branch loan underwriting, policy and procedure compliance, requiring diligent review of title and appraisal reports, insurance documents, tax returns, payroll records, and credit reports. managed branch daily cash controls including deposits, payment reconciliation and accounts receivable. strategically developed and executing aggressive marketing programs to build commercial lending business, playing an instrumental role in expanding revenue channels and competitive leveraging in highly competitive market.

(contact supervisor: yes, supervisor's name: angie stephenson, supervisor's phone: 509-469-0482)    

 

education

franklin pierce high school - tacoma, washington us    
high school or equivalent - 6/1977    
major: general business    
gpa: 3.0    

 

licensures/certifications/credentials

 

life and accident and health insurance license, washington state

property and casualty insurance license, washington state

notary public washington state   

additional data

availability   

job type:         permanent   
work schedule: full time