results-focused automotive finance specialist exploring opportunities to apply comprehensive knowledge of finance practices and principles, as well as dynamic operations management and customer service skills toward actively supporting an employer in maximizing performance for continued organizational success.

 

profile

 

ø  contribute precise problem-solving proficiencies, proven analytical abilities, sharp troubleshooting techniques, and excellent written and verbal communication skills to any professional financial environment.

ø  actively communicate a company s vision, value, and goals in order to profitably ensure both a consistently successful organizational performance and a continually satisfied and loyal customer base.

ø  demonstrate dynamic prioritization and time management skills, including quickly identifying and resolving daily problems in a proactive and productive manner while maintaining superior professional work ethics.

 

professional experience

 

buyer ii / voe champion                                                                                                                 2006 c 2008

ø  utilized exceptional managerial, team building, and interpersonal relationship-building skills to profitably develop an outstanding rapport with executive-level financial management and financial personnel toward the support of credit sales and acquisition of new automobile sales contracts.

ø  created dynamically effective employee programs for all personnel, including developing, implementing, and maintaining high-quality standards for all associates to provide consistency within financial operations.

 

buyer i                                                                                                                                             2002 c 2005

ø  successfully performed new and existing business development; contributed organizational liaison activities; and provided dealer-based application flow support, along with reviewing incoming applications utilizing established credit guidelines and selling underwriting decisions to financial personnel.

 

assistant branch manager / collection manager                                                                               2001 c 2005

ø  collaboratively steered a broad scope of branch operations ranging from managing human resources functions to resolving escalating customer issues toward the optimization of overall organizational performance.

ø  supervised a four-member collections staff in the meeting and / or exceeding of all set goals, including formulating key business strategies and determining productivity schedules to ensure operational success.

 

loan field adjuster                                                                                                                          2000 c 2001

ø  personally collected on delinquent accounts via visits to customer homes and businesses, along with serving as a valuable court-oriented bank representative; effectively repossessing collateral when necessary; and maintaining accurate installment loan collections portfolios.

 

account executive                                                                                                                            1999 c 2000

ø  profitably spearheaded all new business development and cross-selling of bank products, as well as handling all real estate-based underwriting phases, signature loans, and new client acquisitions.

 

senior collector                                                                                                                               1997 c 1999

ø  proactively performed collections activities on automobile loans and credit cards, along with overseeing delinquent accounts portfolios within a pre-charge-off environment.

 

senior collector                                                                                                                               1993 c 1997

ø  efficiently maintained collections portfolios of up to $3 million, including achieving a reduced rate of multi-level delinquency for credit cards issued in all 50 states and preventing overall net credit loss.

 

education and professional training

 

extensive financial coursework     university of new mexico / albuquerque technical vocational institute

extensive professional coursework                                        harvard university online leadership program

 

 

 

 

 

 

 

 

 

date

 

 

hiring agent name

title

company name

address

city/state/zip code

 

dear__________________:

 

i am currently seeking a challenging and rewarding loan buyer / underwriter role within a dynamic and successfully progressive organization, and am submitting my resume for your review.

 

i offer over 15 years of solid experience in buyer, financial management, underwriting, and account executive roles, including extensive expertise within collections, team building, policy / procedure development, and client relations capacities.  during this time, i have excelled at contributing precise problem-solving proficiencies, proven analytical abilities, sharp troubleshooting techniques, and excellent written and verbal communication talents to any financial environment.

 

you will find me to be a detail-oriented, results-driven, and solutions-focused leader who is dedicated to supporting your company s loan-based endeavors.  i have the ability to stay focused in fast-paced, high-pressure situations while continually exhibiting diplomatic and objective client relations and strategic and profitable decision-making skills.  for these aforementioned reasons, i believe i will prove to be an incredible asset to your professional team.

 

i look forward to hearing from you in order to discuss an available opportunity for which i am qualified.  i may be reached as indicated, and thank you in advance for your time and consideration.

 

sincerely,

 

 

 

yyyyyy x. yyyyyy