Yyyyyy x. yyyyyy

RR #0000 xxxxxx xxxx , xxxx , xxxxx 00000 US

Phonexxx-xxx-xxxx

Email: abc@xyz.com

Country of Citizenship: United States

 

Core Competencies

 

Certified Residential Appraiser, USDA Certified Agricultural Appraiser, Rural Development, Agri-Business, Agricultural Finance, Economics, Federal Home Loans Programs, Farm Loan Programs, State Loan Programs, FDIC Reporting, State Reporting, Board/Executive Reporting, Regulatory Compliance, Lending, Financial Services, Commercial Banking, Business Development, Client Relations, Customer Service, Multi-County Management, Team Building/Leadership, Project Administration, Policy Development, Research/Analysis/Reviews, Communications, Presentations, Negotiations, Documentation, Quality Assurance

Professional Experience

02/01/2002 C Present

White Hall Bank

White Hall, Illinois US

Supervisor: Gary Edwards; Phone xxx-xxx-xxxx ; Contact: Confidential-No
Salary: $60,700.00/annual
Hours per week: 40

Senior Loan Officer/Vice President

Demonstrate broad industry expertise in effectively developing and executing loan policy and programs; efficiently conduct thorough loan reviews and analysis to define strategies for optimal performance.  Have launched and developed multiple programs including Federal Home Loan MPF-Fixed Rate, Rural Development Guaranteed Home Loan, FSA Guaranteed Farm Loan, and Farmer Mac II Fixed Rate Farm Loan programs as well as State of Illinois Finally Home Mortgage Guarantee program.  Instrumental to growing loan volume from $7M to as high as $35M, with current volume at $30M in extremely challenging market.

 

Successfully develop and manage business of over 200 clients spanning commercial, agricultural and consumer sectors.  Steer lending from initial application processes through approval, appraisal, closing, and all reviews.

 

Relied upon to directly report to Board of Directors, CEO and President monthly on loan activities and performance as well as provide FDIC and State examiners with detailed quarterly reports.  Contribute solid leadership skills toward managing productive team of full-time and part-time Loan Officers and support staff.

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06/01/1996 - 02/01/2002

Greene County Bank/Cornerstone Bank and Trust N.A.

Carrollton, Illinois US
Supervisor: Tony Heitzig; Phone: 618-498-5656; Contact: Yes
Salary: $50,000.00/annual
Hours per week: 40

Vice President/Facility Manager

 

Steadily progressed in recognition of dynamic performance, promoting from Loan Officer to Assistant Vice President and culminating in advancement to Vice President/Facility Manager, with responsibility for supervising, evaluating and motivating two Loan Officers and a Farm Manager as well as three loan support staff.

 

Successfully built a $20M+ loan portfolio within 4 years, achieving largest customer base and second largest loan volume across three branches.  Capitalized on opportunity to boost industry knowledge and professional skills by attending Illinois Bankers School, 1998-1999; graduated with honors.

08/01/1988 - 06/01/1996
USDA/Farmers Home Administration

Jerseyville, Illinois US
Supervisor: Barry Ramsey; Phone: 217-398-5235; Contact: Yes
Pay Grade: GS - 11
Salary: $40,295.00/annual
Hours per week: 40

County Supervisor

Spearheaded loan making and servicing for both Agricultural and Residential sectors; included managing up to a 7-county region and as many as 5 staff.  Generated highest Guaranteed Farm Loan caseload in State of Illinois. Appointed to facilitate seamless transition from FmHA to Rural Development in capacity of Trainer.

 

Continually promoted in response to proven results, progressing to County Supervisor-Jerseyville, IL in charge of 2 counties and 3 staff (1992) to assuming additional responsibility of Acting County Supervisor of County Office-Carrolton, IL (1994-1996).  Earned Sustained Superior Performance Award. 

 

02/01/1984 - 08/01/1988

MARAG Inc.
Springfield, Illinois US
Supervisor: Richard Woodard; Phone: 217-632-2692; Contact: Yes
Salary: $24,000.00/annual
Hours per week: 40

Sales Representative

Applied expertise in wholesale fertilizer industry toward actively supporting company in capturing new business, attaining competitive market leveraging and driving revenue growth.

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06/01/1980 - 02/01/1984

MAPCO Inc.
Athens, Illinois US
Supervisor: Richard Woodard; Phone: 217-555-1212; Contact: Yes
Salary: $14,000.00/annual
Hours per week: 40

Sales Representative/Transportation Manager

Strategically planned and coordinated sales and transport of fertilizer across an 11-state region.  Decisively directed all rail, barge and truck operations, with strong focus on optimizing use of time and resources, containing costs, delivering world-class customer service, and maximizing bottom-line profits.

Education

Southern Illinois University-Carbondale

Degree: Bachelor of Science-Agri-Business Economics
Earned: May 1980
Emphasis: Agricultural Finance

GPA: 2.5/4.0 scale (approx)

Credit Hours-Major: 60+
Minor Degree: Economics

Credit Hours-Minor: 15

Additional Business Studies Hours: 24

Coursework: Accounting I & II, Econ I & II, Finance, Marketing, Business Law, Insurance

 

Credentials/Specialized Training

Certified Community Lender, Illinois/Iowa/Indiana Community Bankers Association; Feb 2003

Graduate w/honors, Illinois Bankers Association-Undergraduate School of Banking; May 1999

Train the Trainer, State Office CUSDA-Farmers Home Administration-Champaign, IL

Certified Residential Appraiser

USDA Certified Agricultural Appraiser
Farm Appraisal Training, Residential Appraisal Training/USDA - Farmers Home Administration; 08/88-08/90

 

Community Leadership

 

Director, Thomas Boyd Memorial Hospital

Treasurer, Carrollton Illinois Lions Club; 2001-2004