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Yyyyyy x. yyyyyy

5126 Highland Trail ~ Xxxxxx, XXXXXX  xxxxxx ~  ~  Cell:  (xxx-xxx-xxxx

                                       Summary of Qualifications                                     


Ambitious Master of Business Administration graduate (3.9 GPA)  with a 6+ year proven track record of success and progressive business acumen including, assessment of financial resources, deductive reasoning, conflict resolution, negotiation, problem sensitivity, client evaluation, and sound decision making. Possess exceptional orxxxxxxnizational and interpersonal attributes and a fiery determination to succeed. Exhibit dynamic follow-through, astute professionalism, and a stellar work ethic. Strong passion for providing infectious enthusiasm, provoking others to reach for the next level of success. Consistently create lasting relationships with people from diverse cultures and professional backgrounds. Interact with a network of cross-functional professionals to achieve maximum motivation, collaboration, and efficacy. Technical competencies include Microsoft Word, Excel, and PowerPoint.


                                    Significant Accomplishments                                   


Awarded Regional US Bank Co-Manager of the Year award FY2005 and FY2006.

Given Bank of America Award of Excellence which represents Top 5% Producers company-wide.




Master of Business Administration, Phoenix University, GPA 3.9

Bachelor of Business Administration in Finance, Austin Peay State University; GPA 3.5


                                                 Career Profile                                                


Bank of America, Marietta, XXXXXX

Small Business Specialist, 11/2006 C Present                          

  • Analyze financial information to produce forecasts of business, industry, and economic conditions for use in assisting clients in making business decisions.
  • Assemble spreadsheets and draw charts and graphs used to illustrate technical reports.
  • Interpret data affecting profitability, such as price of products, yield, stability, future trends in investment risks, and economic influences.
  • Maintain knowledge and stay abreast of developments in the fields of business, finance, and economic theory.
  • Prepare plans of action for clients based on financial analyses.
  • Present oral and written reports on general business trends, individual corporations, and entire industries.
  • Recommend strategies during training classes for new small business specialists and introduce aspects of the small business environment.


US Bank, Clarksville, IL                   

Banking Center Co-Manager, 1/2005 C 6/2006

  • Directed the success of an 8-member team of eight employees and ensured all transactions remained in compliance with federal and internal standards.
  • Analyzed and classified risks and investments to determine their potential impacts on branch.
  • Approved, rejected, or coordinated the approval or rejection of lines of credit and commercial, real estate, and personal loans.
  • Developed information to assess the current and future financial status of business clients.
  • Established and maintained relationships with individual/business customers, and provided assistance with problems these customers may encounter.
  • Evaluated financial reporting systems, accounting and collection procedures, and investment activities and make recommendations for changes to procedures, operating systems, budgets, and other financial control functions.
  • Examined, evaluated, and processed loan applications.
  • Networked within communities to find and attract new business.
  • Oversaw the flow of cash and financial instruments.
  • Generated financial and regulatory reports required by laws, regulations, and management.
  • Prepared operational and risk reports for management analysis.


Churchill Mortxxxxxxge, Nashville, TN                            

Loan Officer, 5/2002 C 1/ 2005

  • Assessed applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Analyzed potential loan markets and develop referral networks to locate prospects for loans.
  • Approved loans within specified limits, and refer loan applications outside those limits to management for approval.
  • Explained to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Obtained and compiled copies of loan applicants' credit histories, corporate financial statements, and other financial information.
  • Updated credit and loan files; reviewed loan agreements to ensure that they are complete and accurate according to policy.
  • Stayed abreast of new types of loans and other financial services and products to better meet customers' needs.
  • Submitted applications to credit analysts for verification and recommendation.
  • Worked with clients to identify their financial goals and to find ways of reaching those goals.





















Yyyyyy x. yyyyyy

5126 Highland Trail ~ Xxxxxx, XXXXXX  xxxxxx ~  ~ Cell:  (xxx-xxx-xxxx







Hiring Agent Name


Company Name


City/State/Zip Code




I am currently seeking a challenging career opportunity as a (Insert Role) and am submitting my resume for your review. In advance, thank you for your time and consideration.


As indicated in the accompanying resume, I bring you a positive and energetic work approach and an exemplary blend of talents in the areas of, financial transactions, client relations, revenue growth, loan and account management. To compliment these qualifications, I offer an unwavering commitment to providing stellar customer service and dealing directly with the public as a front-line company representative, keeping in mind to remain accessible to clients at all times while simultaneously exceeding goals. To date in my career, I have held progressively responsible positions based on a demonstrated ability to meet and exceed established goals and manage individual, small business, and corporate accounts. 


As a proactive contributor to your company, you will find me to be a driven professional committed to supporting you in achieving your objectives through superior motivational attributes, unparalleled levels of enthusiasm and personal dedication, and strong client relations.


With proven leadership abilities and a demonstrated record of personal success and achievement, I have recognizably improved levels of company and product positioning. I continuously utilize an aptitude to strategically indicate complex problems and review related information to develop and evaluate options and implement solutions. I am confident that I could be a valuable asset to your company, and look forward to interviewing with you in the near future.










Yyyyyy x. yyyyyy




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