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Yyyyyy x. yyyyyy

968 Brookwood Lane E Xxxxxx Hills, XXXXXX xxxxxx



Seasoned Appraiser eager to contribute deep understanding of the residential lending market toward supporting the goals of a progressive employer in a Mortgage role.   Demonstrated ability to evaluate properties in accordance with a multitude of guidelines and regulatory standards as well as communicate findings with clients and lenders. 


Core Competencies


   Dedication to Customer Service

   Persuasive and Effective Communicator

   Technical Savvy/Business Acumen

   Gain the Trust and Cooperation of Others

   Tenacious, Dedicated and Self Motivated

   Thrive in a Deadline Driven Environment

   Natural Leadership Style

   Build Internal/External Alliances

   Lending Guidelines/Regulatory Standards

   Fannie Mae/Freddie Mac/HUD Programs


Qualifications Summary


   Provide appraisals, field site inspection and client relations initiatives for property valuation assignments; leverage understanding of property value formulations, fair market value and competitive activity to provide accurate and detailed appraisals.

   Promote, market and drive business development and market penetration efforts to capture new business opportunities for consulting and appraisals services.

   Utilize extensive understanding of market values, lending principles and fair market value methodologies to give clients and accurate snapshot of property worth.

   Prepare written reports that estimate property values, outline methods by which the estimations were made, and meet appraisal standards.

   Compute final estimation of property values, taking into account such factors as depreciation, replacement costs, value comparisons of sixxxxxxlar properties, and income potential.

   Search public records for transactions such as sales, leases, and assessments.

   Inspect properties to evaluate construction, condition, special features, and functional design, and to take property measurements.

   Evaluate land and neighborhoods where properties are situated, considering locations and trends or impending changes that could influence future values.


Professional History


1995 to Present:  Self Employed,  Xxxxxx Hills, XXXXXX - Property Appraiser

1995 to 1998:  Ross Mortgage, Royal Oak, XXXXXX - Appraisal Department Manager

1988 to 1986:  Lambrecht Company, Southfield, XXXXXX - Staff Appraiser


Certifications / Professional Development


Xxxxxx State Appraiser License  xxx-xxx-xxxx

Appraisal Institute - HUD, Fannie Mae, and Freddie Mac Training, ongoing continuing education

HUD Certification

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