yyyyyy x. yyyyyy

0000 xxxxxx xxxx , xxxx , xxxxx 00000

xxx-xxx-xxxx • abc@xyz.com

 

talented loan processor eager to contribute comprehensive mortgage background toward actively supporting the employer in optimizing performance.

 

profile

 

• respected mortgage professional offering comprehensive loan administration experience, with expertise in customer service, risk assessment, verifications, analysis, and regulatory compliance.
• in depth expertise in the processing of residential mortgages for retail and wholesale business partners.
• facilitate client-focused, service-oriented environment vital to maximizing customer satisfaction and retention.
• sharp business acumen and extensive experience performing and supervising administrative, processing, underwriting, closing, and shipping functions.
• depth of knowledge in start-to-finish mortgage origination, with a specialization in a-paper and fha loans; strong practical understanding of underwriting guidelines and regulations.
• obtain, prepare, and review all relevant documentation to accurately evaluate potential risk; analyze complex financial statements, capital and reserves, property valuation, credit scores, debt and loan-to-value ratios, and cash flow.
• capable of staying focused and maintaining a calm demeanor in high-pressure situations while exhibiting high quality, diplomatic customer / client services interaction.
• dynamic communication, organization, multi-tasking, and relationship management skills.

 

tchnical proficiencies

 

byte, byte pro, calyx point, dos, ecopy, lusy

 

professional experience

 

forensic analyst/processor digital risk                                                                                        2009-present

• sharp business acumen and experience in managing broad scope of loan analysis operations, from document analysis for fraud detection and guideline compliance to document verification and information research.
• skillfully provide detailed findings and claims on all analyzed files, covering employment, assets and tax returns.
• consistently ensure the delivery of quality customer service vital to sustaining and growing accounts.

 

mortgage specialist wells fargo bank                                                                                                 2009

• consistently performed due diligence in the analysis of incoming files for residential loans processing.

 

contract mortgage processor g & g processing                                                                            2005-2008

• utilized extensive problem analysis and troubleshooting skills in verifying documentation, researching lending programs, confirming insurance, and informing brokers of compliance issues.

 

junior underwriter countrywide home loans                                                                                2001-2005

• entrusted a lending authority of $400k, successfully performed at 110% of quota.

 

account/shipping manager pinnacle direct funding                                                                     1998-2001

• proficiently reviewed all documents in preparation for underwriting, including title commitments, appraisals, income/asset documents, and verifications.

 

processor ameritrust                                                                                                                    1997-1998

• responsible for processing conforming, non-conforming, and niche lending programs.

 

processor abancorp                                                                                                                       1996-1997

• tasked with handling all loan processing functions, including verifications, appraisals and title work.

yyyyyy x. yyyyyy

0000 xxxxxx xxxx , xxxx , xxxxx 00000

xxx-xxx-xxxx • abc@xyz.com

 

 

 

 

 

date

 

 

 

hiring agent name

title

company name

address

city/state/zip code

 

dear__________________:

 

i am currently seeking a challenging career opportunity in a [insert job title] capacity and am submitting my resume for your review.  in advance, thank you for your time and consideration.

 

as demonstrated in the accompanying resume, my professional qualifications include experience in mortgage processing, forensic analysis and customer service. an examination of my credentials will confirm that i am a skilled professional who thrives in a challenging work environment. i am driven, independently motivated, and results-oriented. i enjoy a challenge and work hard to achieve success. it is my practice to operate within a strict conduct of professionalism and integrity with my clientele. to complement this background, i offer  dynamic communication, organization, multi-tasking, and relationship management skills.

 

as an employee, you will find me to be a driven team player committed to supporting you in achieving your objectives through superior performance.  i am confident that i could be a valuable asset to your company, and look forward to interviewing with you in the near future.

 

sincerely,

 

 

 

 

 

yyyyyy x. yyyyyy